Mille Lacs County property record for 12573 Twilight Rd, Onamia, MN 56359
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,368 sqft · built 1940 |
| Lot Size | 1.51 acres (66,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Jun 2017) |
| Tax Bill | $2,760 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-360-0050 |
| Primary APN | 17-360-0050 |
|---|
| Building Area | 1,368 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 66,150 sqft (1.51 acres) |
| Porch | Slab |
| Deck Area | 290 sqft |
| Cabin | 288 sqft |
| Street Address | 12573 TWILIGHT RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-7924 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | PARCELS E2 OF SURVEY OF LOT 5 BLK 1 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 18 |
| Legal Subdivision | HIGHLAND BEACH |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12573 TWILIGHT RD, ONAMIA, MN 56359-7924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| Jun 5, 2017 | Quit Claim Deed, Transfer SPIRE CU |
| Jun 5, 2017 | Deed, Transfer PCS TITLE, CU TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2017 · Amount on Record |
| Deed Sale | Jun 5, 2017 · Amount on Record |
| Prior Sale | Oct 15, 2012 · Amount on Record |
| Deed Document Number | 2017400920 |
| Prior Transfer Date | May 19, 2017 |
| Prior Transfer Doc | A400921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12573 TWILIGHT RD, ONAMIA, MN 56359-7924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EC TITLE SERVICES, CU TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | A403604 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | A403604 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 5, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 5, 2017 |
| Property Address | 12573 TWILIGHT RD, ONAMIA, MN 56359-7924 |
| Document Number | A400921 |
| Instrument Date | May 19, 2017 |
| Instrument | A400921 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | CU TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12573 TWILIGHT RD, ONAMIA, MN 56359-7924 |
| Document Number | A400922 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | A400922 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | May 5, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 5, 2017 |
| Property Address | 12573 TWILIGHT RD, ONAMIA, MN 56359-7924 |
| Document Number | A400920 |
| Instrument Date | May 11, 2017 |
| Instrument | A400920 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | PCS TITLE, CU TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 619 PARK AVE, HAMBURG, MN 55339-9437 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,760.00 (+16.16%) | $294,900 (+0.2%) Land $94,000 Building $200,900 | $294,900 (+0.2%) Land $94,000 Building $200,900 |
| 2025 | $294,300 (+13.81%) Land $94,000 Building $200,300 | $294,300 (+13.81%) Land $94,000 Building $200,300 | |
| 2023 | $2,376.00 | $258,600 Land $71,000 Building $187,600 | $258,600 Land $71,000 Building $187,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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