Mille Lacs County property record for 12801 Twilight Rd, Onamia, MN 56359 · Last verified July 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 924 sqft · built 2016 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Sep 2021) |
| Tax Bill | $3,266 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Feb 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-007-1100 |
| Primary APN | 17-007-1100 |
|---|
| Building Area | 924 sqft Living Area |
|---|---|
| Gross Area | 1,484 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 8,843 sqft (0.203 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12801 TWILIGHT RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | COM AT NW COR OF LOT 1 S ALONG SEC LINE 88.3 FT TO SW LINE OF HY 169, SE'LY 1076.7 FT TO PT OF BEG, SE'LY 50 FT, SW'LY 163.1 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 07 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2081 |
| Census Tract | 970200 |
Source: Mille Lacs County records · APN 17-007-1100
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1409 193RD LN NW, CEDAR, MN 55011-9005 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICANA COMMUNITY BANK |
| Feb 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICANA COMMUNITY BANK |
| Jun 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICANA COMMUNITY BANK |
| Jun 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICANA COMMUNITY BANK |
| Sep 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 29, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2021 · Amount on Record |
| Deed Sale | Sep 08, 2021 · Amount on Record |
| Prior Sale | Jul 06, 2016 · Amount on Record |
| Deed Document Number | 2021426692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12801 TWILIGHT RD, ONAMIA, MN 56359 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A410300 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | A410300 |
| Name | AMERICANA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 28, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12801 TWILIGHT RD, ONAMIA, MN 56359 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A410264 |
|---|---|
| Date | Feb 07, 2019 |
| Instrument | A410264 |
| Name | AMERICANA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 10, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12801 TWILIGHT RD, ONAMIA, MN 56359 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A411694 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | A411694 |
| Name | AMERICANA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Nov 29, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12801 TWILIGHT RD, ONAMIA, MN 56359 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A411693 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | A411693 |
| Name | AMERICANA COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 29, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Sep 08, 2021 |
| Property Address | 12801 TWILIGHT RD, ONAMIA, MN 56359 |
| Document Number | 000A426692 |
| Instrument Date | Aug 23, 2021 |
| Instrument | A426692 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1409 193RD LN NW, OAK GROVE, MN 55011-9005 |
| Document Number | 000A426693 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | A426693 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Sep 29, 2017 |
| Property Address | 12801 TWILIGHT RD, ONAMIA, MN 56359 |
| Document Number | 000A402742 |
| Instrument Date | Sep 15, 2017 |
| Instrument | A402742 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,266.00 (+3.95%) | ||
| 2025 | $347,700 (+7.05%) Land $83,200 Building $264,500 | $347,700 (+7.05%) Land $83,200 Building $264,500 | |
| 2023 | $3,142.00 | $324,800 Land $74,400 Building $250,400 | $324,800 Land $74,400 Building $250,400 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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