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12641 Lemon Pepper Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 12641 Lemon Pepper Dr, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,935 sqft · built 2019
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on Record
Last Sale$238,600 (May 2019)
Tax Bill$7,625 (2025)
Deeds & MortgagesNov 2022 Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077479-4174

Property Details

APN / Parcel Number

Primary APN077479-4174
Alternative APN
  • U073120A8I000001000270

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,935 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,935 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0774794174
Street Address12641 LEMON PEPPER DR
CityRIVERVIEW
StateFL
Zip33578-7587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN CREEKS PHASES 1 AND 2 LOT 27 BLOCK 1
Legal Range20E
Legal Township31S
Legal Section07
Legal SubdivisionTWIN CREEKS PHASES 1 AND 2
Legal Block1
Legal Lot Number27
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2030
Census Tract13807

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 12, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 9, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
May 3, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC
Nov 15, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2019 · Amount on Record
Deed SaleMay 3, 2019 · Amount on Record
Deed Document Number2019188982
Deed Book / Page26597 / 784
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000520235
DateNov 1, 2022
Instrument2022520235
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000123998
DateMar 12, 2021
Instrument2021123998
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term340 Months
DueJul 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Document Number0000206130
Instrument DateMay 9, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12641 LEMON PEPPER DR RIVERVIEW FL 335787587, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000206130
DateMay 19, 2020
Instrument206130
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 3, 2019
Property Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Document Number0000188982
Book / Page26597 / 0784
Map ReferenceMB 129 PG 179
Instrument DateApr 29, 2019
Instrument2019188982
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,670.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000188983
DateMay 3, 2019
Instrument2019188983
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 15, 2018
Property Address12641 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Document Number0262041118
Book / Page026204 / 001118
Instrument DateNov 5, 2018
Instrument459629
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,844.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$298,717 (+2.7%)$301,144 (+3.53%) Land $88,602 Building $212,542
2025$7,625.00 (+3.54%) Homeowner's exemption Veteran's exemption$290,864 (-3.95%) Land $88,602 Building $202,262$290,864 (-3.95%) Land $88,602 Building $202,262
2023$7,364.00 (+5.23%) Homeowner's exemption Veteran's exemption$302,837 (+7.12%) Land $88,602 Building $214,235$302,837 (+7.12%) Land $88,602 Building $214,235
2022$6,998.00$282,697 Land $73,326 Building $209,371$282,697 Land $73,326 Building $209,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims6 (2020–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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