Hillsborough County property record for 12637 Lemon Pepper Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,841 sqft · built 2019 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,600 (Mar 2019) |
| Tax Bill | $6,604 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077479-4178 |
| Primary APN | 077479-4178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,841 sqft Living Area |
| Gross Area | 2,810 sqft |
| 1st Floor Area | 1,841 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Porch | Screened Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774794178 |
|---|---|
| Street Address | 12637 LEMON PEPPER DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-7587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TWIN CREEKS PHASES 1 AND 2 LOT 29 BLOCK 1 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 06 |
| Legal Subdivision | TWIN CREEKS PHASES 1 AND 2 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 13807 |
12637 Lemon Pepper Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Jul 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Mar 25, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Nov 15, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Deed Document Number | 2019124494 |
| Deed Book / Page | 26492 / 1720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 24, 2026 |
| Property Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Document Number | 0000241460 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026241460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Document Number | 0000241460, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026241460 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Document Number | 0000347544 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021347544 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Document Number | 0000124494 |
| Book / Page | 26492 / 1720 |
| Map Reference | MB 129 PG 179 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019124494 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,558.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Document Number | 0000124495 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 2019124495 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 15, 2018 |
| Property Address | 12637 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587 |
| Document Number | 0262041118 |
| Book / Page | 026204 / 001118 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 459629 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,844.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 12637 Lemon Pepper Dr was $6,604 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,104 (+2.7%) | $307,384 (+3.52%) Land $88,602 Building $218,782 | |
| 2025 | $6,604.00 Homeowner's exemption | $229,897 | $296,933 Land $88,602 Building $208,331 |
| 2023 | $5,757.00 (+3.14%) Homeowner's exemption | $205,427 (+3%) | $296,385 (+7.14%) Land $88,602 Building $207,783 |
| 2022 | $5,582.00 Homeowner's exemption | $199,444 | $276,621 Land $73,326 Building $203,295 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12637 Lemon Pepper Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12637 Lemon Pepper Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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