12639 Lemon Pepper Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 12639 Lemon Pepper Dr, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,561 sqft · built 2019
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Apr 2019)
Tax Bill$6,054 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN077479-4176

Property Details

APN / Parcel Number

Primary APN077479-4176
Alternative APN
  • U063120A8I000001000280

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,561 sqft Living Area
Gross Area2,002 sqft
1st Floor Area1,561 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area399 sqft
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0774794176
Street Address12639 LEMON PEPPER DR
CityRIVERVIEW
StateFL
Zip33578-7587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN CREEKS PHASES 1 AND 2 LOT 28 BLOCK 1
Legal Range20E
Legal Township31S
Legal Section06
Legal SubdivisionTWIN CREEKS PHASES 1 AND 2
Legal Block1
Legal Lot Number28
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2030
Census Tract13807

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 11, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 1, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Apr 5, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC
Nov 15, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2019 · Amount on Record
Deed SaleApr 5, 2019 · Amount on Record
Deed Document Number2019141829
Deed Book / Page26520 / 669
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000072568
DateFeb 22, 2023
Instrument2023072568
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term317 Months
DueJul 1, 2049

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000121368
DateMar 11, 2021
Instrument2021121368
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term340 Months
DueJul 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Document Number0000351105
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12639 LEMON PEPPER DR RIVERVIEW FL 335787587, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000351105
DateAug 28, 2020
Instrument351105
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 5, 2019
Property Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Document Number0000141829
Book / Page26520 / 0669
Map ReferenceMB 129 PG 179
Instrument DateMar 28, 2019
Instrument2019141829
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587

Mortgage

Document Number0000141830
DateApr 5, 2019
Instrument2019141830
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 15, 2018
Property Address12639 LEMON PEPPER DR, RIVERVIEW, FL 33578-7587
Document Number0262041118
Book / Page026204 / 001118
Instrument DateNov 5, 2018
Instrument459629
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,844.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,165 (+2.7%)$272,809 (+3.88%) Land $88,602 Building $184,207
2025$6,054.00 (+10.84%) Homeowner's exemption$199,771 (+5.99%)$262,608 (-3.78%) Land $88,602 Building $174,006
2023$5,462.00 (+3.15%) Homeowner's exemption$188,486 (+3%)$272,914 (+7.35%) Land $88,602 Building $184,312
2022$5,295.00 Homeowner's exemption$182,996$254,223 Land $73,326 Building $180,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims6 (2020–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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