1264 Summit Dr, Maggie Valley, NC 28751 Property Records

Haywood County property record for 1264 Summit Dr, Maggie Valley, NC 28751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 672 sqft · built 1986
Lot Size	0.54 acres (23,535 sqft)
Owner	Individual Name on File
Last Sale	$120,400 (Dec 2010)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7696-03-8024`

Property Details

APN / Parcel Number

Primary APN	`7696-03-8024`
Alternative APN	`219269`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	672 sqft Heated Area
Gross Area	1,281 sqft
1st Floor Area	672 sqft
Upper Floors Area	425 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	23,535 sqft (0.54 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	219269
Street Address	1264 SUMMIT DR
City	MAGGIE VALLEY
State	NC
Zip	28751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#33A 33B FERNBROOK
Legal Subdivision	FERNBROOK
Legal Unit	33A
Jurisdiction	HAYWOOD NC
Township / Civil Division	IVY HILL
Census Block Group	2
Census Block	2031
Census Tract	920701

Owner

1264 Summit Dr is owned by an individual who acquired it in May 2011.

Source: Haywood County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1718, WENDELL, NC 27591-1718
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2010 · Amount on File
Deed Sale	Dec 31, 2010 · Amount on File
Prior Sale	Jan 26, 2006 · Amount on File
Deed Document Number	201011311
Deed Book / Page	796 / 469
Last Transfer Date	May 27, 2011
Transfer Doc	0008081190
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1264 SUMMIT DR, MAGGIE VALLEY, NC 28751
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010381680
Date	Aug 9, 2021
Book Page	1038/1680
Instrument	2021009788

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1264 SUMMIT DR, MAGGIE VALLEY, NC 28751
Document Number	0009992399
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 SUMMIT DR MAGGIE VALLEY NC 28751, MAGGIE VALLEY, NC 28751

Mortgage

Document Number	0009992399
Date	Jun 18, 2020
Book Page	000999/002399
Instrument	5513

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1264 Summit Dr was $1,299.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,500 (-) Land $38,100 Building $137,400
2025	$1,299.00	$175,500 Land $38,100 Building $137,400	$175,500 Land $38,100 Building $137,400
2023		$175,500 Land $38,100 Building $137,400	$175,500 Land $38,100 Building $137,400
2021			$175,500 Land $38,100 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1264 Summit Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1264 Summit Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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