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1048 Summit Dr, Maggie Valley, NC 28751 Property Records

Haywood County property record for 1048 Summit Dr, Maggie Valley, NC 28751

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 666 sqft · built 1987
Lot Size2.29 acres (99,752 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Aug 2017)
Tax Bill$1,641 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7696-13-4025

Property Details

APN / Parcel Number

Primary APN7696-13-4025
Alternative APN
  • 248802

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area666 sqft Heated Area
Gross Area1,083 sqft
1st Floor Area666 sqft
Basement Area666 sqft
Finished Basement666 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area99,752 sqft (2.29 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number248802
Street Address1048 SUMMIT DR
CityMAGGIE VALLEY
StateNC
Zip28751-0508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#34 & #299 MOUNTAIN TOP DEVELOPMENT
Legal SubdivisionMOUNTAIN TOP DEVELOPMENT
Legal Unit34
JurisdictionHAYWOOD NC
Township / Civil DivisionIVY HILL
Census Block Group2
Census Block2031
Census Tract920701

Owner

1048 Summit Dr is owned and occupied by an individual who bought it in August 2017.

Source: Haywood County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address1048 SUMMIT DR, MAGGIE VALLEY, NC 28751-0508
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2017 · Amount on File
Deed SaleAug 4, 2017 · Amount on File
Prior SaleNov 25, 2002 · Amount on File
Deed Document Number20177020
Deed Book / Page933 / 1752
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateAug 4, 2017
Property Address1048 SUMMIT DR, MAGGIE VALLEY, NC 28751-0508
Document Number0009331752
Book / Page933 / 1752
Map ReferenceCAB C SL7659
Instrument DateAug 3, 2017
Instrument2017007020
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3103 S DEBAZAN AVE, 3103, ST PETE BEACH, FL 33706-4031

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 SUMMIT DR, MAGGIE VALLEY, NC 28751-0508

Mortgage

Document Number2017007021
DateAug 4, 2017
Instrument2017007021
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1048 Summit Dr was $1,641.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,100 (-) Land $63,900 Building $164,200
2025$1,641.00$228,100 Land $63,900 Building $164,200$228,100 Land $63,900 Building $164,200
2023$228,100 Land $63,900 Building $164,200$228,100 Land $63,900 Building $164,200
2021$228,100 Land $63,900 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 Summit Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 Summit Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAGGIE VALLEY SANITARY DIST
serves 9,629 people · EPA ID NC0144040
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Dr

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