Haywood County property record for 635 Summit Dr, Maggie Valley, NC 28751
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,192 sqft · built 1986 |
| Lot Size | 0.393 acres (17,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Sep 1998) |
| Tax Bill | $386 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7696-14-2393 |
| Primary APN | 7696-14-2393 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,192 sqft Heated Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,192 sqft |
| Utility Area | 170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 17,137 sqft (0.393 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 120769 |
|---|---|
| Street Address | 635 SUMMIT DR |
| City | MAGGIE VALLEY |
| State | NC |
| Zip | 28751-8814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #213A MOUNTAIN TOP |
| Legal Subdivision | MOUNTAIN TOP |
| Legal Unit | 213A |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | IVY HILL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 920701 |
635 Summit Dr is owned and occupied by two individuals who bought it in September 1998.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 SUMMIT DR, MAGGIE VALLEY, NC 28751-8814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 1998 · Amount on File |
| Deed Sale | Sep 2, 1998 · Amount on File |
| Deed Book / Page | 467 / 1151 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 635 SUMMIT DR, MAGGIE VALLEY, NC 28751-8814 |
| Document Number | 0009650120 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 SUMMIT DR MAGGIE VALLEY NC 287518814, MAGGIE VALLEY, NC 28751-8814 |
| Document Number | 0009650120 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 000965/000120 |
| Instrument | 11240 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2048 |
The 2025 property tax bill for 635 Summit Dr was $386.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,400 (-) Land $34,100 Building $149,300 | ||
| 2025 | $386.00 | $183,400 Land $34,100 Building $149,300 | $183,400 Land $34,100 Building $149,300 |
| 2023 | $183,400 Land $34,100 Building $149,300 | $183,400 Land $34,100 Building $149,300 | |
| 2021 | $183,400 Land $34,100 Building $149,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Summit Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Summit Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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