1264 E Madison Ave, Unit C, El Cajon, CA 92021 Property Records

San Diego County property record for 1264 E Madison Ave, Unit C, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 1965
Lot Size	5.04 acres (219,530 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Oct 2023)
Tax Bill	$6,139 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`489-310-11-11`

Property Details

APN / Parcel Number

Primary APN	`489-310-11-11`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Condo/Apartment
Lot Area	219,530 sqft (5.04 acres)

Location & Zoning

Street Address	1264 E MADISON AVE, C
City	EL CAJON
State	CA
Zip	92021-6418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US11PER DOC73-76944&UND INT IN TR 005556
Legal Subdivision	BARBARA TERRACE
Legal Tract	005556
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16302

Owner

1264 E Madison Ave, Unit C is owned and occupied by two individuals who acquired it in September 2026.

Source: San Diego County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1264 E MADISON AVE, C, EL CAJON, CA 92021-6418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Gift Deed, Transfer · Conventional Mortgage ANCHOR FUNDING
Oct 27, 2023	Grant Deed, Transfer · Conventional Mortgage ANCHOR FUNDING INC
Oct 27, 2023	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Deed Document Number	2023297145
Last Transfer Date	Sep 22, 2026
Transfer Doc	0000281941
Record Updated	Oct 29, 2026

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2026
Property Address	1264 E MADISON AVE, EL CAJON, CA 92021-6418
Document Number	0000281941
Instrument Date	Sep 22, 2026
Instrument	2026281941
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1264 E MADISON AVE, EL CAJON, CA 92021-6418

Mortgage

Document Number	0000281942,
Date	Sep 29, 2026
Instrument	2026281942

Lender

Name	ANCHOR FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2023
Property Address	1264 E MADISON AVE UNIT C, C, EL CAJON, CA 92021-6418
Document Number	0000297145
Map Reference	MAP 5556
Instrument Date	Oct 26, 2023
Instrument	2023-0297145
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1264 E MADISON AVE UNIT C, C, EL CAJON, CA 92021-6418

Mortgage

Document Number	0000297146
Date	Oct 27, 2023
Instrument	2023-0297146

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2023
Property Address	1264 E MADISON AVE UNIT C, C, EL CAJON, CA 92021-6418
Document Number	0000297144
Map Reference	MAP 5556
Instrument Date	Sep 27, 2023
Instrument	2023-0297144
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11058 LARKRIDGE ST, SANTEE, CA 92071-3226

Tax Assessment & Valuation

The 2025 property tax bill for 1264 E Madison Ave, Unit C was $6,139.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,582 (+2%) Land $124,471 Building $354,111
2025	$6,139.00	$469,199 Land $122,031 Building $347,168
2023	$1,376.00 (+11.78%)	$58,781 Land $15,288 Building $43,493
2022	$1,231.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1264 E Madison Ave, Unit C in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1264 E Madison Ave, Unit C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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