1264 E Madison Ave, Unit B, El Cajon, CA 92021 Property Records

San Diego County property record for 1264 E Madison Ave, Unit B, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 1965
Lot Size	5.03 acres (219,530 sqft)
Owner	2 Trust Names on File
Last Sale	$460,000 (Jul 2023)
Tax Bill	$6,057 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`489-310-11-10`

Property Details

APN / Parcel Number

Primary APN	`489-310-11-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Condo/Apartment
Lot Area	219,530 sqft

Location & Zoning

Street Address	1264 E MADISON AVE, B
City	EL CAJON
State	CA
Zip	92021-6418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US10PER DOC73-76944&UND INT IN TR 005556
Legal Subdivision	BARBARA TERRACE
Legal Tract	005556
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16302

Owner

1264 E Madison Ave, Unit B is held in a trust since September 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1264 E MADISON AVE, B, EL CAJON, CA 92021-6418
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 27, 2019	Loan Modification, Mortgage CHAMPION MTG
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Apr 4, 2023 · Amount on File
Deed Document Number	2023174865
Last Transfer Date	Sep 27, 2024
Transfer Doc	0000270209
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2023
Property Address	1264 E MADISON AVE UNIT B, B, EL CAJON, CA 92021-6418
Document Number	0000174865
Map Reference	MAP 5556
Instrument Date	Jun 28, 2023
Instrument	2023-0174865
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6472 RANCHO PARK DR, SAN DIEGO, CA 92120-3828

Mortgage

Document Number	0000174866
Date	Jul 5, 2023
Instrument	2023-0174866

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1264 E MADISON AVE UNIT B, B, EL CAJON, CA 92021-6418
Document Number	0000095805
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	0000095805
Date	Mar 18, 2019
Instrument	95805

Lender

Name	CHAMPION MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1264 E MADISON AVE UNIT B, B, EL CAJON, CA 92021-6418
Document Number	0000333748
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1264 E MADISON AVE #B EL CAJON CA 920216418, B, EL CAJON, CA 92021-6418

Mortgage

Document Number	0000333748
Date	Jul 25, 2017
Instrument	333748

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1264 E Madison Ave, Unit B was $6,057.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,584 (+2%) Land $322,524 Building $156,060
2025	$6,057.00 Homeowner's exemption	$469,200 Land $316,200 Building $153,000
2023	$2,494.00 (+7.08%) Homeowner's exemption	$159,307 (+2%) Land $72,493 Building $86,814
2022	$2,329.00 Homeowner's exemption	$156,184 Land $71,072 Building $85,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1264 E Madison Ave, Unit B in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1264 E Madison Ave, Unit B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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