1264 E Madison Ave, Unit A, El Cajon, CA 92021 Property Records

San Diego County property record for 1264 E Madison Ave, Unit A, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 1965
Lot Size	5.03 acres (219,530 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Sep 2017)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`489-310-11-09`

Property Details

APN / Parcel Number

Primary APN	`489-310-11-09`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Condo/Apartment
Lot Area	219,530 sqft

Location & Zoning

Street Address	1264 E MADISON AVE, A
City	EL CAJON
State	CA
Zip	92021-6418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 9PER DOC73-76944&UND INT IN TR 005556
Legal Subdivision	BARBARA TERRACE
Legal Tract	005556
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16302

Owner

1264 E Madison Ave, Unit A is owned and occupied by an individual who bought it in September 2017.

Source: San Diego County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1264 E MADISON AVE, A, EL CAJON, CA 92021-6418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EAST COUNTY SCHOOLS FCU
Oct 25, 2017	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Sep 13, 2017	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Sep 1, 1998 · Amount on File
Deed Document Number	2017420630
Prior Transfer Date	Feb 12, 2008
Prior Transfer Doc	0000158795
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1264 E MADISON AVE UNIT A, A, EL CAJON, CA 92021-6418
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 E MADISON AVE A, A, EL CAJON, CA 92021-6418

Mortgage

Document Number	0000240295
Date	Jun 8, 2022
Instrument	2022-0240295

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union
Address	EL CAJON, CA 92021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1264 E MADISON AVE UNIT A, A, EL CAJON, CA 92021-6418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000497177
Date	Oct 25, 2017
Instrument	2017-0497177

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2017
Property Address	1264 E MADISON AVE UNIT A, A, EL CAJON, CA 92021-6418
Document Number	0000420630
Map Reference	MAP5556
Instrument Date	May 9, 2017
Instrument	2017-0420630
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 E MADISON AVE UNIT A, A, EL CAJON, CA 92021-6418

Mortgage

Document Number	0000420631
Date	Sep 13, 2017
Instrument	2017-0420631

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000420632
Date	Sep 13, 2017
Instrument	2017-0420632

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1264 E Madison Ave, Unit A was $3,693 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,731 (+2%) Land $139,267 Building $133,464
2025	$3,693.00 Homeowner's exemption	$267,385 Land $136,537 Building $130,848
2023	$3,661.00 (+5.26%) Homeowner's exemption	$257,004 Land $131,236 Building $125,768
2022	$3,478.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1264 E Madison Ave, Unit A in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1264 E Madison Ave, Unit A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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