12631 Biscayne Ct, Naples, FL 34105 Property Records

Collier County property record for 12631 Biscayne Ct, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	1,993 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Sep 2026)
Tax Bill	$4,654 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`173750 754B18`

Property Details

APN / Parcel Number

Primary APN	`173750 754B18`
Alternative APN	`22700052721`

Interior

Stories	2 Stories
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Pool Area	392 sqft
Deck Area	688 sqft

Location & Zoning

Street Address	12631 BISCAYNE CT
City	NAPLES
State	FL
Zip	34105-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	AVIANO AT NAPLES LOT 75
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	AVIANO AT NAPLES
Legal Tract	173750
Legal Block	2
Legal Lot Number	75
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10438

Owner

Source: Collier County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	20266877854
Deed Book / Page	6632 / 110
Prior Transfer Date	May 4, 2012
Prior Transfer Doc	0047933911
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 23, 2026
Property Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935
Document Number	0006877854
Book / Page	6632 / 110
Instrument Date	Sep 9, 2026
Instrument	20266877854
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	FLORIDA UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935

Mortgage

Document Number	0006877855,
Date	Sep 23, 2026
Instrument	20266877855

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 11, 2022
Property Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935
Document Number	0060961024
Book / Page	6096 / 1024
Map Reference	MB 43 PG 67-71
Instrument Date	Mar 8, 2022
Instrument	6218232
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6017 PINE RIDGE RD # RD266, 6017, NAPLES, FL 34119-3956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935

Mortgage

Document Number	0060961026
Date	Mar 11, 2022
Instrument	6096/1026

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	11.2%
Index	Other
Max Rate	11.1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935

Mortgage

Document Number	0059820211
Date	Jul 15, 2021
Book Page	5982/211
Instrument	6095819

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056902744
Date	Nov 1, 2019
Book Page	5690/2744
Instrument	5784858

Lender

Name	PNC BANK NA
Type	Bank
Address	NAPLES, FL 34109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 12, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12631 BISCAYNE CT, NAPLES, FL 34105-4935

Mortgage

Document Number	0058441707
Date	Nov 13, 2020
Book Page	5844/1707
Instrument	5953425

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,874 (+2.7%)	$706,426 (-7.42%) Land $265,485 Building $440,941
2025	$4,654.00 (+3.26%) Homeowner's exemption	$501,338 (+5.99%)	$763,064 (+0.89%) Land $320,996 Building $442,068
2023	$4,507.00 (-7.95%) Homeowner's exemption	$473,018 (-2.52%)	$756,351 (+0.6%) Land $303,699 Building $452,652
2022	$4,896.00 Homeowner's exemption	$485,223	$751,849 Land $270,312 Building $481,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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