Floyd County property record for 1263 Ocean Ave, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,474 sqft · built 1900 |
| Lot Size | 100 acres (4,356,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,348 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 033240000100 |
| Primary APN | 033240000100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 1,298 sqft |
| 1st Floor Area | 252 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356,000 sqft (100 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 112 sqft |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1263 OCEAN AVE |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435-8071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 SE1/4 & W1/2SW SE & E 10A NESW EX P ARCEL32-97-16 |
| Legal Range | 16W |
| Legal Township | 97N |
| Legal Section | 32 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 480100 |
Source: Floyd County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 MAIN ST, OSAGE, IA 50461-1009 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Sep 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Recording Date | Aug 24, 2026 |
| Property Address | 1263 OCEAN AVE, FLOYD, IA 50435-8071 |
| Document Number | 0000001888 |
| Book / Page | 2026 / 1888 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 20261888 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1263 OCEAN AVE, FLOYD, IA 50435-8071 |
| Document Number | 0000001888, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 2026/1888 |
| Instrument | 20261888 |
| Name | FIRST CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Property Address | 1263 OCEAN AVE, FLOYD, IA 50435-8071 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 917 N 8TH ST, OSAGE, IA 50461-1409 |
| Document Number | 02025/1746 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 2025/1746 |
| Instrument | 2025 1746 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CHARLES CITY, IA 50616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 1, 2026 |
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Unified School District | Charles City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,348.00 (+11.92%) | $205,880 (+50.35%) Land $169,960 Building $35,920 | $205,880 (+33.63%) Land $169,960 Building $35,920 |
| 2023 | $136,930 (+43.34%) Land $110,150 Building $26,780 | $154,070 (+41.88%) | |
| 2022 | $2,098.00 | $95,530 Land $83,560 Building $11,970 | |
| 2021 | $108,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 700 / 300 |
5G and 4G LTE (outdoors only)
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