1122 Ocean Ave, Floyd, IA 50435 Property Records

Floyd County property record for 1122 Ocean Ave, Floyd, IA 50435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,624 sqft · built 1945
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on Record
Tax Bill	$2,168 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032810000500`

Property Details

APN / Parcel Number

Primary APN	`032810000500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	504 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	516 sqft
Deck Area	144 sqft
Patio Area	224 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1122 OCEAN AVE
City	FLOYD
State	IA
Zip	50435-8069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN NWNW28-97- 16
Legal Range	16W
Legal Township	97N
Legal Section	28
Jurisdiction	FLOYD IA
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1010
Census Tract	480100

Owner

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1122 OCEAN AVE, FLOYD, IA 50435-8069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 28, 2020
Transfer Doc	02021/0107
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLOYD IA
Recording Date	Jan 13, 2021
Property Address	1122 OCEAN AVE, FLOYD, IA 50435-8069
Document Number	02021/0107
Book / Page	2021 / 0107
Instrument Date	Dec 28, 2020
Instrument	2021 0107
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 OCEAN AVE, FLOYD, IA 50435-8069

Mortgage

Document Number	02021/0108
Date	Jan 13, 2021
Book Page	2021/0108
Instrument	2021 0108

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Unified School District	Osage Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,168.00 Homeowner's exemption	$206,120 (-) Land $49,420 Building $156,700	$206,120 (-) Land $49,420 Building $156,700
2025	$2,168.00 (+21.12%) Homeowner's exemption	$206,120 (+10.32%) Land $49,420 Building $156,700	$206,120 (+10.32%) Land $49,420 Building $156,700
2023		$186,840 (+33.78%) Land $42,210 Building $144,630	$186,840 (+33.78%) Land $42,210 Building $144,630
2022	$1,790.00	$139,660 Land $42,210 Building $97,450
2021			$139,660 Land $42,210 Building $97,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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