1179 Ocean Ave, Floyd, IA 50435 Property Records

Floyd County property record for 1179 Ocean Ave, Floyd, IA 50435

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,880 sqft · built 1920
Lot Size9.35 acres (407,286 sqft)
Owner2 Individual Names on File
Tax Bill$2,626 (2026)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN032940000200

Property Details

APN / Parcel Number

Primary APN032940000200

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,880 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialMetal
Lot Area407,286 sqft (9.35 acres)
Lot Dimensions512 ft deep x 850 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area182 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1179 OCEAN AVE
CityFLOYD
StateIA
Zip50435-8068
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL E 1/2 SE850' X 512.47'29-97-16
Legal Range16W
Legal Township97N
Legal Section29
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1011
Census Tract480100

Owner

1179 Ocean Ave is owned and occupied by two individuals.

Source: Floyd County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1179 OCEAN AVE, FLOYD, IA 50435-8068
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLOYD IA
Property Address1179 OCEAN AVE, FLOYD, IA 50435-8068
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000001320
DateJun 27, 2018
Book Page0000002018/0000001320
Instrument000000001320
Lender
NameFIRST CITIZENS NATIONAL BANK
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1179 Ocean Ave was $2,626 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
Unified School DistrictOsage Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,626.00 Homeowner's exemption$260,370 (-) Land $93,450 Building $166,920$260,370 (-) Land $93,450 Building $166,920
2025$2,626.00 Homeowner's exemption$260,370 Land $93,450 Building $166,920$260,370 Land $93,450 Building $166,920
2023$222,070 (+26.44%) Land $64,230 Building $157,840$222,070 Land $64,230 Building $157,840
2022$2,302.00$175,630 Land $64,230 Building $111,400
2021$175,630 Land $64,230 Building $111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1179 Ocean Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1179 Ocean Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
Nextlink
Fixed Wireless
700 / 300

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ocean Ave

Nearby Streets

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