1263 Ludlow Rd, Xenia, OH 45385 Property Records

Greene County property record for 1263 Ludlow Rd, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 1975
Lot Size	5.01 acres (218,279 sqft)
Owner	Individual Name on Record
Last Sale	$196,500 (Nov 2016)
Tax Bill	$6,134 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B032041041`

Property Details

APN / Parcel Number

Primary APN	`B032041041`
Alternative APN	`B03-0002-0041.0-0041.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	218,279 sqft (5.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1263 LUDLOW RD
City	XENIA
State	OH
Zip	45385-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-3-10 SW 1/4 1263 LUDLOW RD
Legal Subdivision	LUDLOW
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2028
Census Tract	210603

Owner

Source: Greene County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1263 LUDLOW RD, XENIA, OH 45385-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 4, 2024	Intrafamily Transfer, Transfer
Jun 14, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2016 · Amount on Record
Deed Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	201618744
Deed Book / Page	3767 / 455
Last Transfer Date	Feb 14, 2024
Transfer Doc	0000002549
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Sep 29, 2026
Property Address	1263 LUDLOW RD, XENIA, OH 45385-9511
Document Number	0000016460
Instrument Date	Sep 19, 2026
Instrument	202616460
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 LUDLOW RD, XENIA, OH 45385-9511

Mortgage

Document Number	0000016460,
Date	Sep 29, 2026
Instrument	202616460

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE OH
Recording Date	Mar 4, 2024
Property Address	1263 LUDLOW RD, XENIA, OH 45385-9511
Document Number	0000002549
Instrument Date	Feb 14, 2024
Instrument	2024002549
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 LUDLOW RD, XENIA, OH 45385-9511

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1263 LUDLOW RD, XENIA, OH 45385-9511
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 LUDLOW RD, XENIA, OH 45385-9511

Mortgage

Document Number	0000014268
Date	Jun 14, 2021
Instrument	2021014268

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,134.00 (-2.2%)	$111,040 (-) Land $45,420 Building $65,620
2024	$6,272.00 (-0.6%)	$111,040 (-) Land $45,420 Building $65,620
2023	$6,310.00 (+16.16%)	$111,040 (+33.11%) Land $45,420 Building $65,620	$317,250 (+33.11%) Land $129,760 Building $187,490
2022	$5,432.00	$83,420 Land $37,850 Building $45,570
2020			$238,340 Land $108,130 Building $130,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

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