1263 Co Rd 642, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1263 Co Rd 642, Cedar Bluff, AL 35959

Property Summary

Property Type	Other Improved
Details	576 sqft · built 2018
Lot Size	1.03 acres (45,013 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Nov 2017)
Tax Bill	$1,018 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-10-07-25-0-000-275.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-25-0-000-275.000`
Alternative APNs	`ALT APN:1007250000275000` `204712`

Interior

Building Area	576 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	45,013 sqft (1.03 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	204712
Street Address	1263 COUNTY ROAD 642
City	CEDAR BLUFF
State	AL
Zip	35959-2151
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 19 FIRST ADDITION DESOTO WEISS ESTATES PARADISE POINT,PB 10 PG 31
Legal Range	10E
Legal Township	09S
Legal Section	25
Legal Subdivision	DESOTO WEISS ESTATES
Legal Lot Number	19
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2025
Census Tract	955701

Owner

1263 Co Rd 642 is owned by an individual who bought it in November 2017.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 SUSANNE CT SW, ROME, GA 30165-3688
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Deed Document Number	2017200283
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 2, 2017
Property Address	1263 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2151
Document Number	0000200283
Instrument Date	Oct 31, 2017
Instrument	200283
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 MOUNT CARMEL CHURCH RD, CHATSWORTH, GA 30705-6227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 SUSANNE CT SW, ROME, GA 30165-3688

Mortgage

Document Number	0000200284
Date	Nov 2, 2017
Instrument	200284

Lender

Name	PEOPLES BANK OF ALA
Type	Non-Lending Institution
Address	CULLMAN, AL 35055

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1263 Co Rd 642 was $1,018, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,018.00 (+7.05%)
2025	$951.00 (+6.97%)	$22,660 (+6.99%) Land $13,500 Building $9,160	$187,900 (+77.43%) Land $112,000 Building $75,900
2024	$889.00	$21,180 (-) Land $6,000 Building $15,180	$105,900 (-) Land $30,000 Building $75,900
2023	$889.00	$21,180 (-)	$105,900 (-) Land $30,000 Building $75,900
2022	$889.00	$21,180 Land $6,000 Building $15,180	$105,900 Land $30,000 Building $75,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1263 Co Rd 642 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1263 Co Rd 642 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 642

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