1280 Co Rd 642, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1280 Co Rd 642, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2,640 sqft · built 2021
Owner	2 Individual Names on File
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Nov 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`13-10-07-25-0-000-260.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-25-0-000-260.000`
Alternative APNs	`ALT APN:1007250000260000` `207365`

Interior

Stories	2 Stories
Building Area	2,640 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Roof Type	Gable/Hip
Roof Material	Metal
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	207365
Street Address	1280 COUNTY ROAD 642
City	CEDAR BLUFF
State	AL
Zip	35959-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, FIRST ADDITION DESOTO WEISS ESTATES PARADISE POINT,PB 10 PG 31
Legal Subdivision	DESOTO WEISS ESTATES
Legal Lot Number	4
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2019
Census Tract	955701

Owner

1280 Co Rd 642 is owned and occupied by two individuals who acquired it in March 2019.

Source: Cherokee County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1280 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019
Deed Sale	Mar 19, 2019
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 29, 2022
Property Address	1280 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2146
Document Number	0000227163
Map Reference	PB 11 PG 68
Instrument Date	Nov 22, 2022
Instrument	227163
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 TIMBERWIND DR, NEW MARKET, AL 35761-9299

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1280 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2146

Tax Assessment & Valuation

The 2025 property tax bill for 1280 Co Rd 642 was $2,492 with a homeowner's exemption, up 2% from the year before.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (+2.05%) Homeowner's exemption	$19,300 (+9.04%) Land $15,400 Building $3,900	$605,800 (+1.99%) Land $154,000 Building $451,800
2024	$2,442.00 Additional exemption filed	$17,700 (-70.21%) Land $13,760 Building $3,940	$594,000 (-) Land $137,500 Building $456,500
2023	$2,442.00 Homeowner's exemption	$59,420 (+235.71%)	$594,000 (-) Land $137,500 Building $456,500
2022	$2,442.00 Homeowner's exemption	$17,700 Land $13,760 Building $3,940	$594,000 Land $137,500 Building $456,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1280 Co Rd 642 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1280 Co Rd 642 is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 642

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures