1255 Co Rd 642, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1255 Co Rd 642, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,968 sqft · built 1995
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$752,000 (Aug 2026)
Tax Bill	$1,742 (2026)
Deeds & Mortgages	Aug 2026 Sale May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-10-07-25-0-000-276.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-07-25-0-000-276.000`
Alternative APNs	`ALT APN:1007250000276000` `209594`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,968 sqft Living Area
1st Floor Area	1,854 sqft
Upper Floors Area	1,114 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Mixed
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	690 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	209594
Street Address	1255 COUNTY ROAD 642
City	CEDAR BLUFF
State	AL
Zip	35959-2151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 FIRST ADDITION DESOTO WEISS ESTATES PARADISE POINTPB 10 PG 31
Legal Range	10E
Legal Township	09S
Legal Section	25
Legal Subdivision	DESOTO WEISS ESTATES
Legal Lot Number	20
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2025
Census Tract	955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1255 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	2026245479
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 25, 2026
Property Address	1255 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2151
Document Number	0000245479
Instrument Date	Aug 11, 2026
Instrument	2026245479
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$75,952.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1255 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2151

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 4, 2020
Property Address	1255 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2151
Document Number	0000211924
Map Reference	PB 10 PG 31
Instrument Date	Apr 30, 2020
Instrument	211924
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1255 COUNTY ROAD 642, CEDAR BLUFF, AL 35959-2151

Mortgage

Document Number	0000211925
Date	May 4, 2020
Instrument	211925

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,742.00 (+22.5%)
2025	$1,422.00 (+4.87%)	$14,160 (+9.26%) Land $11,200 Building $2,960	$408,300 (+4.8%) Land $112,000 Building $296,300
2024	$1,356.00 (-14.34%) Additional exemption filed	$12,960 (-66.74%) Land $10,000 Building $2,960	$389,600 (-) Land $100,000 Building $289,600
2023	$1,583.00 Homeowner's exemption	$38,960 (+200.62%)	$389,600 (-) Land $100,000 Building $289,600
2022	$1,583.00 Homeowner's exemption	$12,960 Land $10,000 Building $2,960	$389,600 Land $100,000 Building $289,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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