12615 E 86th St, Indianapolis, IN 46236 Property Records

Marion County property record for 12615 E 86th St, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,240 sqft · built 1978
Lot Size	1.1 acres (48,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,750 (Apr 2026)
Tax Bill	$3,096 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`49-01-22-120-010.000-407`

Property Details

APN / Parcel Number

Primary APN	`49-01-22-120-010.000-407`
Alternative APN	`4021684`

Interior

Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	2,240 sqft
Upper Floors Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Asphalt
Lot Area	48,264 sqft (1.1 acres)
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12615 E 86TH ST
City	INDIANAPOLIS
State	IN
Zip	46236-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	9FT TO BEG 1.108AC
Legal Range	5
Legal Township	17
Legal Section	22
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3000
Census Tract	330206

Owner

Source: Marion County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage EVERWISE CU
Apr 13, 2026	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
Jan 27, 2023	Intrafamily Transfer, Transfer
Dec 12, 2022	Intrafamily Transfer, Transfer
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Jun 26, 2017	Deed, Transfer · VA Mortgage HURON VALLEY FINANCIAL INC
Jun 27, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	202630219
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0000006747
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036845
Date	Mar 19, 2021
Instrument	A202100036845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068606
Date	Aug 23, 2024
Instrument	A202400068606

Lender

Name	EVERWISE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 3, 2029

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 13, 2026
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Document Number	0000030219
Instrument Date	Apr 8, 2026
Instrument	202630219
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079

Mortgage

Document Number	0000030220,
Date	Apr 13, 2026
Instrument	202630220

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IN
Recording Date	Jan 27, 2023
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Document Number	0000006747
Instrument Date	Jan 17, 2023
Instrument	A202300006747
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IN
Recording Date	Dec 12, 2022
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Document Number	0000131516
Instrument Date	Dec 1, 2022
Instrument	A202200131516
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125124
Date	Dec 13, 2019
Instrument	A201900125124

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 11, 2029

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Jun 26, 2017
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Document Number	0000072379
Instrument Date	Jun 19, 2017
Instrument	A201700072379
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079

Mortgage

Document Number	0000072380
Date	Jun 26, 2017
Instrument	A201700072380

Lender

Name	HURON VALLEY FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARION IN
Recording Date	Jun 27, 2017
Property Address	12615 E 86TH ST, INDIANAPOLIS, IN 46236-0079
Document Number	0000073101
Instrument Date	Jun 16, 2017
Instrument	73101
Transaction Type	Transfer
Record Updated	Jun 30, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 CHERRY ST NOBLESVILLE IN 460602907, NOBLESVILLE, IN 46060-2907

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Municipality	Lawrence City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,096.00 (+8.48%)	$307,300 (+9.91%) Land $58,500 Building $248,800	$307,300 (+9.91%) Land $58,500 Building $248,800
2024	$2,854.00 (-1.25%)
2023	$2,890.00 (-1.6%) Homeowner's exemption	$279,600 (+4.13%) Land $58,500 Building $221,100	$279,600 (+4.13%) Land $58,500 Building $221,100
2022	$2,937.00 Homeowner's exemption	$268,500 Land $58,500 Building $210,000	$268,500 Land $58,500 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE UTILITIES serves 49,000 people · EPA ID IN5249005
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	CITIZENS WATER - INDIANAPOLIS
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Central Indiana Communications.

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