12511 E 86th St, Indianapolis, IN 46236 Property Records

Marion County property record for 12511 E 86th St, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,577 sqft · built 1980
Lot Size	4.8 acres (209,393 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,502 (2023)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-01-22-120-013.000-407`

Property Details

APN / Parcel Number

Primary APN	`49-01-22-120-013.000-407`
Alternative APN	`4021158`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	4,577 sqft Living Area
Gross Area	5,981 sqft
1st Floor Area	2,484 sqft
2nd Floor Area	2,093 sqft
Basement Area	1,404 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Construction Type	Stone
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	209,393 sqft (4.8 acres)
Garage Type	Mixed
Garage Area	1,457 sqft
Parking Spaces	5 Parking Spaces
Deck Area	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4021158
Old Parcel Number	4021158
Street Address	12511 E 86TH ST
City	INDIANAPOLIS
State	IN
Zip	46236-0078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT NE1/4 S22 T17 R5 BEG 1323.35' W OF NE COR S240' NE 30' SE IRR 660' E 66' SE IRR 150' E 20.54'S 144.74' W 627.78' N 330' W
Legal Range	05
Legal Township	17
Legal Section	22
Legal Tract	1
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3000
Census Tract	330206

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12511 E 86TH ST, INDIANAPOLIS, IN 46236-0078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12511 E 86TH ST, INDIANAPOLIS, IN 46236-0078
Document Number	0000143440
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12511 E 86TH ST INDIANAPOLIS IN 462360078, INDIANAPOLIS, IN 46236-0078

Mortgage

Document Number	0000143440
Date	Dec 4, 2020
Instrument	143440

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Municipality	Lawrence City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,502.00 (+2.88%) Homeowner's exemption	$753,500 (+4.45%) Land $111,400 Building $642,100	$753,500 (+4.45%) Land $111,400 Building $642,100
2022	$9,236.00 Homeowner's exemption	$721,400 Land $111,400 Building $610,000	$721,400 Land $111,400 Building $610,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAWRENCE UTILITIES serves 49,000 people · EPA ID IN5249005
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 E. coli resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Central Indiana Communications.

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