12612 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12612 116th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,437 sqft · built 1979
Lot Size	0.153 acres (6,643 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Aug 2021)
Tax Bill	$5,534 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8105-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8105-1`
Alternative APNs	`09-30-15-01970-000-0430` `301509019700000430` `153009019700000430` `R101364`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	2,099 sqft
1st Floor Area	1,437 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,643 sqft (0.153 acres)
Lot Dimensions	100 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	221 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101364
Street Address	12612 116TH ST
City	LARGO
State	FL
Zip	33778-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 43
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	AVON RIDGE
Legal Tract	1970
Legal Lot Number	43
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25307

Owner

12612 116th St is owned and occupied by two individuals who bought it in August 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13198 98TH AVE, SEMINOLE, FL 33776-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit JONATHAN BOWMAN
Oct 10, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	2021283432
Deed Book / Page	21691 / 2155
Prior Transfer Date	Jan 12, 2007
Prior Transfer Doc	0155860665
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 30, 2021
Property Address	12612 116TH ST, LARGO, FL 33778-1810
Document Number	0216912155
Book / Page	21691 / 2155
Map Reference	MB 77 PG 8&9
Instrument Date	Aug 20, 2021
Instrument	2021283432
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	TAMPA FAM TITLE, TAMPA BAY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,604.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12612 116TH ST, 12612, LARGO, FL 33778-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12612 116TH ST, LARGO, FL 33778-1810

Mortgage

Document Number	216912157
Date	Aug 30, 2021
Instrument	21691/2157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12612 116TH ST, LARGO, FL 33778-1810
Document Number	0207920569
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12612 116TH ST LARGO FL 337781810, LARGO, FL 33778-1810

Mortgage

Document Number	0207920569
Date	Dec 3, 2019
Book Page	020792/000569
Instrument	385070

Lender

Name	JONATHAN BOWMAN

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 10, 2017
Property Address	12612 116TH ST, LARGO, FL 33778-1810
Document Number	0198001141
Book / Page	019800 / 001141
Instrument Date	Oct 3, 2017
Instrument	308400
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12612 116TH ST LARGO FL 337781810, LARGO, FL 33778-1810

Mortgage

Document Number	198001143
Date	Oct 10, 2017
Book Page	019800/001143
Instrument	308401

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12612 116th St was $5,534 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,534.00 (+5.57%) Homeowner's exemption	$333,679	$395,900 Land $132,912 Building $262,988
2024	$5,242.00 (+1.67%)
2023	$5,156.00 (+2.85%) Homeowner's exemption	$314,830 (+3%)	$349,386 (+14.31%) Land $146,210 Building $203,176
2022	$5,013.00 Homeowner's exemption	$305,660	$305,660 Land $149,254 Building $156,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12612 116th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12612 116th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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