12642 116th St, Largo, FL 33778 Property Records

Pinellas County property record for 12642 116th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1979
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$473,000 (Aug 2023)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8103-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8103-6`
Alternative APNs	`09-30-15-01970-000-0410` `301509019700000410` `153009019700000410` `R101362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,383 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,383 sqft
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Patio
Porch Area	266 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101362
Street Address	12642 116TH ST
City	LARGO
State	FL
Zip	33778-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVON RIDGE LOT 41
Legal Subdivision	AVON RIDGE
Legal Lot Number	41
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25307

Owner

12642 116th St is owned and occupied by two individuals who bought it in August 2023.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12642 116TH ST, LARGO, FL 33778-1810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer TAMPA FAM TITLE, TAMPA BAY TITLE
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Feb 4, 2019 · Amount on File
Deed Document Number	2023212771
Deed Book / Page	22536 / 2497
Transfer Doc	1051002565
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 16, 2023
Property Address	12642 116TH ST, LARGO, FL 33778-1810
Document Number	0225362497
Book / Page	22536 / 2497
Map Reference	MB 77 PG 8&9
Instrument Date	Aug 10, 2023
Instrument	2023212771
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TAMPA FAM TITLE, TAMPA BAY TITLE

Transaction

Amount	Amount on Record
Tax	$3,311.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 VISTA LAKE CIR, PONTE VEDRA, FL 32081-0078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12642 116TH ST, SALEM, VA 24153

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12642 116TH ST, LARGO, FL 33778-1810
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210030222
Date	May 15, 2020
Book Page	21003/222
Instrument	2020152863

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 4, 2019
Property Address	12642 116TH ST, LARGO, FL 33778-1810
Document Number	0204172047
Book / Page	20417 / 2047
Map Reference	MB 77 PG 8&9
Instrument Date	Feb 1, 2019
Instrument	2019036224
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SECURITY NATIONAL TITLE AND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14623 SUNSHINE CT, 14623, LARGO, FL 33774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12642 116TH ST, LARGO, FL 33778-1810

Mortgage

Document Number	2019036225
Date	Feb 4, 2019
Instrument	2019036225

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12642 116th St was $7,508.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,508.00	$395,476 Land $133,895 Building $261,581	$395,476 Land $133,895 Building $261,581
2023	$3,407.00 (+3.09%) Homeowner's exemption	$222,351 (+7,512.15%)	$330,107 Land $143,940 Building $186,167
2022	$3,305.00 Homeowner's exemption	$2,921

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12642 116th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12642 116th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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