Pasco County property record for 12609 River Mill Dr, Hudson, FL 34667
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,334 sqft · built 1974 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Jul 2016) |
| Tax Bill | $1,155 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-25-16-051L-00001-2890 |
| Primary APN | 02-25-16-051L-00001-2890 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 1,670 sqft |
| 1st Floor Area | 1,334 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,150 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Deck Area | Deck Area |
| Patio Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12609 RIVER MILL DR |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34667-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEACON WOODS VILLAGE 5-C PB 11 PG 130 LOT 1289 & NWLY 4.00 FT OF LOT 1290 OR 9395 PG 619 |
| Legal Range | 16E |
| Legal Township | 25S |
| Legal Section | 02 |
| Legal Subdivision | BEACON WOODS |
| Legal Tract | 51L |
| Legal Block | 1 |
| Legal Lot Number | 289 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31104 |
12609 River Mill Dr is owned and occupied by an individual who bought it in July 2016.
Source: Pasco County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12609 RIVER MILL DR, HUDSON, FL 34667-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Feb 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Nov 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on File |
| Deed Sale | Jul 11, 2016 · Amount on File |
| Prior Sale | Feb 25, 2015 · Amount on File |
| Deed Document Number | 2016107735 |
| Deed Book / Page | 9395 / 619 |
| Transfer Doc | 3777001500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 12609 RIVER MILL DR, HUDSON, FL 34667-2538 |
| Document Number | 0000107752 |
| Book / Page | 11436 / 1416 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026107752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 12609 RIVER MILL DR, HUDSON, FL 34667-2538 |
| Document Number | 0000107752, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 11436/1416 |
| Instrument | 2026107752 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12609 RIVER MILL DR, HUDSON, FL 34667-2538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12609 RIVER MILL DR, HUDSON, FL 34667-2538 |
| Document Number | 0109623781 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 10962/3781 |
| Instrument | 2024029298 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | 200 GOLDEN OAK CT STE 100, VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12609 RIVER MILL DR, HUDSON, FL 34667-2538 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12609 RIVER MILL DR, HUDSON, FL 34667-2538 |
| Document Number | 0109101465 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 10910/1465 |
| Instrument | 2023193160 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 12609 River Mill Dr was $1,155 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,590 (+2.9%) | $196,405 (-1.24%) Land $41,641 Building $154,764 | |
| 2025 | $1,155.00 Homeowner's exemption | $94,840 Land $41,641 Building $53,199 | $198,869 Land $41,641 Building $157,228 |
| 2023 | $3,802.00 (+3.51%) Additional exemption filed | $89,490 (+2.99%) Land $30,806 Building $58,684 | $191,553 (+18.53%) Land $30,806 Building $160,747 |
| 2022 | $3,673.00 Homeowner's exemption | $86,890 Land $25,856 Building $61,034 | $161,606 Land $25,856 Building $135,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12609 River Mill Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 2 (2016–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12609 River Mill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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