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12608 Chapel Rd, Lorena, TX 76655 Property Records

McLennan County property record for 12608 Chapel Rd, Lorena, TX 76655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 2009
Lot Size8.98 acres (391,517 sqft)
OwnerIndividual Name on File
Tax Bill$8,019 (2024)
Deeds & MortgagesOct 2025 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN300577010001020

Property Details

APN / Parcel Number

Primary APN300577010001020
Alternative APNs
  • 300577010001010
  • 357177

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,857 sqft Living Area
Gross Area2,432 sqft
1st Floor Area1,857 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area391,517 sqft (8.98 acres)
Lot Dimensions1,425 ft deep x 220 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area404 sqft
Patio Area676 sqft
Shed1 Shed
Shed Area1,608 sqft
Canopy2,221 sqft
Storage Building165 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number357177
Old Parcel Number300577010001010
Street Address12608 CHAPEL RD
CityLORENA
StateTX
Zip76655-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMCGOWAN HILLTOP ADDITION LOT 2 BLOCK 1 ACRES 8.988
Legal SubdivisionMCGOWAN HILLTOP ADDITION
Legal Block1
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1035
Census Tract3712

Owner

Source: McLennan County records · APN 300577010001020

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12608 CHAPEL RD, LORENA, TX 76655-3009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Deed of Trust, Mortgage · Commercial Mortgage
HARVEST SMALL BUSINESS FINANCE LLC
Apr 03, 2018Vendor's Lien, Transfer
FIRST NATIONAL BANK OF MCGREGOR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2018
Deed SaleApr 03, 2018
Prior SaleApr 01, 2014
Deed Document Number2018010420
Record UpdatedJun 07, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address12608 CHAPEL RD, LORENA, TX 76655-3009
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2407 GLENEAGLES, LORENA, TX 76655-3236

Mortgage

Document Number0000030502
DateOct 03, 2025
Instrument2025030502
Lender
NameHARVEST SMALL BUSINESS FINANCE LLC
TypeFunding / Finance Company
AddressLAGUNA HILLS, CA 92653
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 03, 2018
Property Address12608 CHAPEL RD, LORENA, TX 76655-3180
Document Number0000010420
Map ReferenceFILE2010014442
Instrument DateMar 29, 2018
Instrument2018010420
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12608 CHAPEL RD, LORENA, TX 76655-3180

Mortgage

Document Number0000010421
DateApr 03, 2018
Instrument2018010421
Lender
NameFIRST NATIONAL BANK OF MCGREGOR
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term359 Months
DueMar 29, 2048

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictLorena Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$576,810 (-5.57%) Land $93,960 Building $482,850$576,810 (-5.57%) Land $93,960 Building $482,850
2024$8,019.00 (-7.22%)
2023$610,830 Land $93,960 Building $516,870$610,830 Land $93,960 Building $516,870
2022$8,643.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 61% of the US · above 45% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless		500 / 100
Helmsco
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 11 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF WACO
serves 146,241 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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