12606 Chapel Rd, Lorena, TX 76655 Property Records

McLennan County property record for 12606 Chapel Rd, Lorena, TX 76655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,178 sqft · built 1960
Lot Size	1.09 acres (47,698 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,273 (2024)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300577010001030`

Property Details

APN / Parcel Number

Primary APN	`300577010001030`
Alternative APNs	`300884000011020` `357178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	47,698 sqft (1.09 acres)
Lot Dimensions	143 ft deep x 335 ft wide
Garage Type	Attached
Garage Area	1,100 sqft
Porch	Open Porch
Porch Area	260 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	357178
Old Parcel Number	300884000011020
Street Address	12606 CHAPEL RD
City	LORENA
State	TX
Zip	76655-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCGOWAN HILLTOP ADDITION LOT 3A BLOCK 1 ACRES 1.095
Legal Subdivision	MCGOWAN HILLTOP ADDITION
Legal Block	1
Legal Lot Number	3A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

Source: McLennan County records · APN 300577010001030

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12606 CHAPEL RD, LORENA, TX 76655-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Oct 02, 2017	Warranty Deed, Transfer COMMUNITY BK&TR WACO TX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2017
Deed Sale	Oct 02, 2017
Prior Sale	Jun 05, 2012
Deed Document Number	2017032704
Record Updated	Jun 07, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	12606 CHAPEL RD, LORENA, TX 76655-3009
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005895
Date	Feb 23, 2018
Instrument	2018005895

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	12606 CHAPEL RD, LORENA, TX 76655-3009
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012591
Date	Apr 20, 2020
Instrument	2020012591

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 02, 2017
Property Address	12606 CHAPEL RD, LORENA, TX 76655-3009
Document Number	0000032704
Instrument Date	Sep 29, 2017
Instrument	32704
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	FIRST TITLE COMPANY/WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12606 CHAPEL RD LORENA TX 766553009, LORENA, TX 76655-3009

Mortgage

Document Number	32705
Date	Oct 02, 2017
Instrument	32705

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

Mortgage

Document Number	32706,
Date	Oct 02, 2017
Instrument	32706

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$240,400 (-5.28%) Land $34,790 Building $205,610	$240,400 (-5.28%) Land $34,790 Building $205,610
2024	$2,273.00 (+2.02%)
2023		$253,810 Land $34,790 Building $219,020	$253,810 Land $34,790 Building $219,020
2022	$2,228.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 45% of Texas
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Helmsco	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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