12605 Sanderstead Trce, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12605 Sanderstead Trce, Coldstream, KY 40245

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 2002
Lot Size0.304 acres (13,255 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (Aug 2014)
Tax Bill$1,657 (2025)
Deeds & MortgagesJan 2023 Transfer
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21340601600000

Property Details

APN / Parcel Number

Primary APN21340601600000
Alternative APNs
  • 340601600000
  • 01017511

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Finished Area
FlooringCovered
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,255 sqft (0.304 acres)
Garage TypeAttached
Garage Area457 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
Patio Area62 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number01017511
Street Address12605 SANDERSTEAD TRCE
CityCOLDSTREAM
StateKY
Zip40245-8470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 160 BAY TREE SUBDIVISION SEC.4 PB.47 PG.78 0.3043 AC+/-
Legal SubdivisionBAY TREE SUBDIVISION
Legal TractEE
Legal Lot Number160
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2004
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12605 SANDERSTEAD TRCE, LOUISVILLE, KY 40245-8470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Intrafamily Transfer, Transfer
Jun 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2014 · Amount on Record
Deed SaleAug 25, 2014 · Amount on Record
Prior SaleAug 25, 2014 · Amount on Record
Deed Document Number0102880743
Last Transfer DateJan 30, 2023
Transfer Doc0000019718
Record UpdatedJun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON KY
Recording DateJan 30, 2023
Property Address12605 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470
Document Number0000019718
Book / PageD 12544 / 52
Map ReferenceMB 47 PG 78
Instrument DateJan 30, 2023
Instrument2023019718
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

Tax$50.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12605 SANDERSTEAD TRCE, LOUISVILLE, KY 40245-8470

Transferred To (Grantee/Buyer)

NameVerified Name
Address12605 SANDERSTEAD TRCE, LOUISVILLE, KY 40245-8470

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12605 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470
Document Number0160510504
Instrument DateJun 28, 2019
Transaction TypeMortgage
Record UpdatedAug 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12605 SANDERSTEAD TRCE LOUISVILLE KY 402458470, LOUISVILLE, KY 40245-8470

Mortgage

Document Number0160510504
DateJul 24, 2019
Book Page016051/000504
Instrument167906
Lender
NamePNC BK
TypeBank
AddressLOUISVILLE, KY 40241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,657.00 (-27.55%) Homeowner's exemption$197,580 (-) Land $33,300 Building $164,280
2024$197,580 (-) Land $33,300 Building $164,280
2023$2,287.00 (-0.35%)$197,580 (-) Land $33,300 Building $164,280$197,580 (-) Land $33,300 Building $164,280
2022$2,295.00$197,580 Land $33,300 Building $164,280$197,580 Land $33,300 Building $164,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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