Louisville/Jefferson County Metro Government property record for 12615 Sanderstead Trce, Coldstream, KY 40245 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,581 sqft Finished Area |
| Lot Size | 7,640 sqft (0.175 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $218,000 (2019) |
| Tax Bill | $2,456.00 (2025) |
| Primary APN | 21340601550000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,581 sqft Finished Area |
| Stories | 2 Stories |
| Primary Flooring | Covered Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,640 sqft (0.175 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 01017527 |
|---|---|
| Street Address | 12615 SANDERSTEAD TRCE |
| City | COLDSTREAM |
| State | KY |
| Zip | 40245-8470 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 155 BAY TREE SUB, SEC 4, PB.47 PG.78; 0.1754 AC +/- NES SANDERSTEAD TRCE |
| Legal Subdivision | BAY TREE SUB |
| Legal Tract | EE |
| Legal Lot Number | 155 |
| Jurisdiction | JEFFERSON KY |
| Minor Civil Division | NORTHEAST JEFFERSON |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 10324 |
Source: Louisville/Jefferson County Metro Government records · APN 21340601550000
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12615 SANDERSTEAD TRCE, LOUISVILLE, KY 40245-8470 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 06, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 05, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Mar 14, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCING |
| Apr 24, 2019 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Prior Sale | Sep 04, 2015 · Amount on Record |
| Deed Doc Number | 0011393295 |
| Deed Book / Page | 11393 / 295 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12615 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12615 SANDERSTEAD TRCE, LOUISVILLE, KY 40245-8470 |
| Investor | Possibly a Property Investor |
| Document Number | 0000218883 |
|---|---|
| Date | Nov 06, 2023 |
| Book Page | M 18689/358 |
| Instrument | 2023218883 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Oct 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12615 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000081465 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 17285/652 |
| Instrument | 2021081465 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12615 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000202393 |
|---|---|
| Date | Sep 01, 2022 |
| Book Page | M 18233/610 |
| Instrument | 2022202393 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12615 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470 |
| Document Number | 0164590432 |
| Instrument Date | Mar 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 12615 SANDERSTEAD TRCE LOUISVILLE KY 402458470, LOUISVILLE, KY 40245-8470 |
| Document Number | 0164590432 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 016459/000432 |
| Instrument | 72645 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 24, 2019 |
| Property Address | 12615 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470 |
| Document Number | 0113930295 |
| Book / Page | 011393 / 000295 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 89058 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | SIGNATURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12615 SANDERSTEAD TRCE LOUISVILLE KY 402458470, LOUISVILLE, KY 40245-8470 |
| Document Number | 159250599 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 015925/000599 |
| Instrument | 89059 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2049 |
Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Coldstream City |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,456.00 (-3.65%) | $220,150 (-) Land $30,000 Building $190,150 | |
| 2024 | $220,150 (-) Land $30,000 Building $190,150 | ||
| 2023 | $2,549.00 (-0.35%) | $220,150 (-) Land $30,000 Building $190,150 | $220,150 (-) Land $30,000 Building $190,150 |
| 2022 | $2,558.00 | $220,150 Land $30,000 Building $190,150 | $220,150 Land $30,000 Building $190,150 |
Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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