12603 Sanderstead Trce, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12603 Sanderstead Trce, Coldstream, KY 40245 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage1,824 sqft Finished Area
Lot Size10,433 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$242,900 (2017)
Tax Bill$3,077.00 (2025)

Property Details

APN / Parcel Number

Primary APN21340601610000
Alternative APNs
  • 340601610000
  • 01017514

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,824 sqft Finished Area
Basement Area858 sqft Basement
Stories2 Stories
Primary FlooringCovered Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,433 sqft (0.239 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Patio Area48 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number01017514
Street Address12603 SANDERSTEAD TRCE
CityCOLDSTREAM
StateKY
Zip40245-8470
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 161 BAY TREE SUB, SEC.4, PB.47 PG.78; 0.2395 AC+/-
Legal SubdivisionBAY TREE SUB
Legal TractEE
Legal Lot Number161
JurisdictionJEFFERSON KY
Minor Civil DivisionNORTHEAST JEFFERSON
Census Blockgroup2
Census Block2004
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21340601610000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12603 SANDERSTEAD TRCE, LOUISVILLE, KY 40245-8470
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCKTON MTG
Dec 19, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STOCKTON MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleApr 16, 2008 · Amount on Record
Deed Doc Number0011050593
Deed Book / Page11050 / 593
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12603 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470
Document Number0168230581
Instrument DateSep 15, 2020
Transaction TypeMortgage
Record UpdatedOct 07, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address12603 SANDERSTEAD TRCE LOUISVILLE KY 402458470, LOUISVILLE, KY 40245-8470

Mortgage

Document Number0168230581
DateSep 23, 2020
Book Page016823/000581
Instrument201723
Lender
NameSTOCKTON MTG
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 22, 2035

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateDec 19, 2017
Property Address12603 SANDERSTEAD TRCE, COLDSTREAM, KY 40245-8470
Document Number0110500593
Book / Page011050 / 000593
Instrument DateDec 18, 2017
Instrument299950
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12603 SANDERSTEAD TRCE LOUISVILLE KY 402458470, LOUISVILLE, KY 40245-8470

Mortgage

Document Number153520046
DateDec 19, 2017
Book Page015352/000046
Instrument299951
Lender
NameSTOCKTON MTG
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,077.00 (-3.63%)$275,800 (-) Land $31,200 Building $244,600
2024$275,800 (-) Land $31,200 Building $244,600
2023$3,193.00 (-0.34%)$275,800 (-) Land $31,200 Building $244,600$275,800 (-) Land $31,200 Building $244,600
2022$3,204.00$275,800 Land $31,200 Building $244,600$275,800 Land $31,200 Building $244,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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