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1260 Cosima Ln, Santa Maria, CA 93455 Property Records

Santa Barbara County property record for 1260 Cosima Ln, Santa Maria, CA 93455

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,396 sqft · built 2011
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on Record
Last Sale$471,000 (Aug 2013)
Tax Bill$5,760 (2025)
Deeds & MortgagesAug 2020 Transfer
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN103-790-034

Property Details

APN / Parcel Number

Primary APN103-790-034
Alternative APN
  • 10379034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,396 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address1260 COSIMA LN
CitySANTA MARIA
StateCA
Zip93455-5156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal SubdivisionTRACT 14478
Legal Lot Number34
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA MARIA
Census Block Group3
Census Block3023
Census Tract2005

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1260 COSIMA LN, SANTA MARIA, CA 93455-5156
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 4, 2020Quit Claim Deed, Transfer
WATERMARK CAP
Jun 1, 2018Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2013 · Amount on Record
Deed SaleAug 14, 2013 · Amount on Record
Prior SaleNov 18, 2011 · Amount on Record
Deed Document Number201354873
Last Transfer DateJul 24, 2020
Transfer Doc0000039961
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateAug 4, 2020
Property Address1260 COSIMA LN, SANTA MARIA, CA 93455-5156
Document Number0000039961
Instrument DateJul 24, 2020
Instrument39961
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1260 COSIMA LN SANTA MARIA CA 934555156, SANTA MARIA, CA 93455-5156

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateAug 4, 2020
Property Address1260 COSIMA LN, SANTA MARIA, CA 93455-5156
Document Number0000039959
Instrument DateJul 24, 2020
Instrument39959
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1260 COSIMA LN SANTA MARIA CA 934555156, SANTA MARIA, CA 93455-5156

Mortgage

Document Number39960
DateAug 4, 2020
Instrument39960
Lender
NameWATERMARK CAP
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
AmountAmount Recorded
Term240 Months
DueAug 3, 2040

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA BARBARA CA
Recording DateJun 1, 2018
Property Address1260 COSIMA LN, SANTA MARIA, CA 93455-5156
Document Number0000022840
Instrument DateJun 1, 2018
Instrument22840
Transaction TypeTransfer
Record UpdatedJun 18, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1260 COSIMA LN SANTA MARIA CA 934555156, SANTA MARIA, CA 93455-5156

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
Elementary School DistrictOrcutt Union Elementary School District (KG - 08)
Secondary School DistrictSanta Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$350,732 (+2%) Land $152,491 Building $198,241
2025$5,760.00 (+4.2%) Homeowner's exemption Additional exemption filed$343,855 (+4.04%) Land $149,501 Building $194,354
2023$5,528.00 (+1.95%) Homeowner's exemption Additional exemption filed$330,505 Land $143,697 Building $186,808
2022$5,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER COMPANY - ORCUTT
private · serves 34,267 people · EPA ID CA4210016
Water SourcePurchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, AT&T.

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