1256 Cosima Ln, Santa Maria, CA 93455 Property Records

Santa Barbara County property record for 1256 Cosima Ln, Santa Maria, CA 93455

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,707 sqft · built 2011
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (May 2022)
Tax Bill	$12,317 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`103-790-033`

Property Details

APN / Parcel Number

Primary APN	`103-790-033`
Alternative APN	`10379033`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,707 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	1256 COSIMA LN
City	SANTA MARIA
State	CA
Zip	93455-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Subdivision	TRACT NO 14478
Legal Lot Number	33
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	3
Census Block	3023
Census Tract	2005

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
May 11, 2022	Grant Deed, Transfer · Conventional Mortgage COASTHILLS CU
Mar 3, 2021	Intrafamily Transfer, Transfer
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 10, 2017	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	202223212
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	0000017134
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156

Mortgage

Document Number	0000051231
Date	Sep 22, 2020
Instrument	2020-0051231

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	May 11, 2022
Property Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156
Document Number	0000023212
Map Reference	MB 201 PG 88-95
Instrument Date	Apr 14, 2022
Instrument	2022-0023212
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156

Mortgage

Document Number	0000023213
Date	May 11, 2022
Instrument	2022-0023213

Lender

Name	COASTHILLS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Mar 3, 2021
Property Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156
Document Number	0000017134
Map Reference	MB 201 PG 88-95
Instrument Date	Feb 19, 2021
Instrument	2021-0017134
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1256 COSIMA LN, ORCUTT, CA 93455-5156

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156
Document Number	0000017162
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	PRIORITY TITLE COMPANY, PRIORITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1256 COSIMA LN SANTA MARIA CA 934555156, SANTA MARIA, CA 93455-5156

Mortgage

Document Number	0000017162
Date	Apr 30, 2019
Instrument	17162

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 10, 2017
Property Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156
Document Number	0000038352
Map Reference	MAP201 PG88-95
Instrument Date	Jul 19, 2017
Instrument	2017-0038352
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1256 COSIMA LN, SANTA MARIA, CA 93455-5156

Mortgage

Document Number	0000038353
Date	Aug 10, 2017
Instrument	2017-0038353

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$957,951 (+2%) Land $324,729 Building $633,222
2025	$12,317.00 (+1%) Homeowner's exemption Additional exemption filed	$939,168 (+11.67%) Land $318,362 Building $620,806
2023	$11,197.00 (+26.01%) Homeowner's exemption Additional exemption filed	$841,000 Land $285,000 Building $556,000
2022	$8,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - ORCUTT private · serves 34,267 people · EPA ID CA4210016
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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