126 W Ridgewood Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 126 W Ridgewood Ave, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,194 sqft · built 1966
Lot Size	0.274 acres (11,938 sqft)
Owner	Individual Name on Record
Tax Bill	$12,834 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-06709-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`46-06709-0000-00001`
Alternative APNs	`460670900001` `670100`

Interior

Stories	1 Story
Building Area	3,194 sqft Living Area
1st Floor Area	3,194 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	11,938 sqft (0.274 acres)

Location & Zoning

Account Number	670100
Street Address	126 W RIDGEWOOD AVE
City	PARAMUS
State	NJ
Zip	07652-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	150XIRR 4.6LT
Legal Subdivision	HERITAGE ESTATES INC
Legal Block	6709
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2001
Census Tract	42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage NEW JERSEY LENDERS CORP
Aug 26, 2019	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Mar 11, 2019	Deed with Mortgage, Transfer · FHA Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020
Deed Sale	Feb 3, 2020
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	202012254
Deed Book / Page	3488 / 881
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0034880881
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	126 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2248
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041090695
Date	Apr 28, 2021
Book Page	4109/695
Instrument	21-065971

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	126 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2248
Document Number	0034880887
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W RIDGEWOOD AVE ROCHELLE PARK NJ 07662, ROCHELLE PARK, NJ 07662

Mortgage

Document Number	0034880887
Date	Feb 3, 2020
Book Page	003488/000887
Instrument	20012255

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

March 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Mar 11, 2019
Property Address	126 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2248
Document Number	0031951432
Book / Page	003195 / 001432
Instrument Date	Dec 6, 2018
Instrument	15581
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W RIDGEWOOD AVE PARAMUS NJ 076522248, PARAMUS, NJ 07652-2248

Mortgage

Document Number	31951438
Date	Mar 11, 2019
Book Page	003195/001438
Instrument	15581

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,600 (+5.19%) Land $376,500 Building $524,100	$900,600 (+5.19%) Land $376,500 Building $524,100
2025	$12,834.00 (+5.07%)	$856,200 (+10.68%) Land $344,900 Building $511,300	$856,200 (+10.68%) Land $344,900 Building $511,300
2024	$12,215.00 (+8.56%)
2023		$773,600 Land $305,400 Building $468,200	$773,600 Land $305,400 Building $468,200
2022	$11,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	43 (1999–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Sep 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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