99 W Ridgewood Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 99 W Ridgewood Ave, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details1,970 sqft · built 1949
Lot Size0.282 acres (12,264 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Oct 2025)
Tax Bill$10,498 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-06715-0000-00005

Property Details

APN / Parcel Number

Primary APN46-06715-0000-00005
Alternative APNs
  • 460671500005
  • 676200

Interior

Stories2 Stories
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area12,264 sqft (0.282 acres)

Location & Zoning

Account Number676200
Street Address99 W RIDGEWOOD AVE
CityPARAMUS
StateNJ
Zip07652-2246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description100XIRR 4LT
Legal SubdivisionRIDGEWOOD PARK ESTATES SEC 1
Legal Block6715
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group3
Census Block3019
Census Tract42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address99 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2246
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 2, 2025Deed, Transfer · VA Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Prior SaleJun 11, 2025 · Amount on Record
Deed Document Number202567956
Deed Book / Page5614 / 1064
Prior Transfer DateMay 12, 2025
Prior Transfer Doc0055241374
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address99 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2246
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040521916
DateApr 5, 2021
Book Page4052/1916
Instrument2021048755
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 2, 2025
Property Address99 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2246
Document Number0056141064
Book / Page5614 / 1064
Instrument DateSep 18, 2025
Instrument2025067956
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyHERITAGE ABSTRACT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27 7TH AVE, HAWTHORNE, NJ 07506-1701

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2246

Mortgage

Document Number2025067957
DateOct 2, 2025
Instrument2025067957
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$819,800 (+17.06%) Land $366,600 Building $453,200$819,800 (+17.06%) Land $366,600 Building $453,200
2025$10,498.00 (+5.79%)$700,300 (+6.85%) Land $335,400 Building $364,900$700,300 (+6.85%) Land $335,400 Building $364,900
2024$9,923.00 (+4.5%)$655,400 (+5.86%) Land $309,700 Building $345,700$655,400 (+5.86%) Land $309,700 Building $345,700
2023$9,496.00 (+5.83%)$619,100 Land $294,700 Building $324,400$619,100 Land $294,700 Building $324,400
2022$8,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1979–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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