123 W Ridgewood Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 123 W Ridgewood Ave, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	2,426 sqft · built 1920
Lot Size	0.28 acres (12,201 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Apr 2021)
Tax Bill	$12,975 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-06708-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`46-06708-0000-00011`
Alternative APNs	`460670800011` `669900`

Interior

Stories	2 Stories
Building Area	2,426 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,201 sqft (0.28 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	669900
Street Address	123 W RIDGEWOOD AVE
City	PARAMUS
State	NJ
Zip	07652-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	100X122 4.08LT
Legal Block	6708
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	3
Census Block	3020
Census Tract	42301

Owner

123 W Ridgewood Ave is owned and occupied by two individuals who acquired it in November 2021.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jul 20, 2022	Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Apr 16, 2021	Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Aug 20, 2001 · Amount on File
Deed Document Number	202157816
Deed Book / Page	4082 / 1237
Last Transfer Date	Nov 30, 2021
Transfer Doc	0047460949
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205

Mortgage

Document Number	0044740234
Date	Nov 30, 2021
Book Page	4474/234
Instrument	2021175011

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jul 20, 2022
Property Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205
Document Number	0047460949
Book / Page	4746 / 949
Instrument Date	Nov 30, 2021
Instrument	2022072047
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 W RIDGEWOOD AVE, 123, PARAMUS, NJ 07652-2205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 16, 2021
Property Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205
Document Number	0040821237
Book / Page	4082 / 1237
Instrument Date	Mar 9, 2021
Instrument	2021057816
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	GROUP 21 TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,351.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 GARDEN RD, 35, POMPTON LAKES, NJ 07442-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205

Mortgage

Document Number	2021057817
Date	Apr 16, 2021
Instrument	2021057817

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	123 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033361926
Date	Aug 30, 2019
Book Page	3336/1926
Instrument	19-057472

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 123 W Ridgewood Ave was $12,975, up 5.5% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$910,900 (+5.23%) Land $347,900 Building $563,000	$910,900 (+5.23%) Land $347,900 Building $563,000
2025	$12,975.00 (+5.49%)	$865,600 Land $318,300 Building $547,300	$865,600 Land $318,300 Building $547,300
2024	$12,300.00
2023		$765,800 Land $279,700 Building $486,100	$765,800 Land $279,700 Building $486,100
2022	$11,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 W Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1979–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 W Ridgewood Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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