126 Summer Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 126 Summer Loop, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1995
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jun 2021)
Tax Bill	$5,505 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3645-0020-013000`

Property Details

APN / Parcel Number

Primary APN	`3645-0020-013000`
Alternative APN	`48057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,533 sqft Living Area
Gross Area	2,199 sqft
1st Floor Area	1,533 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	10,411 sqft (0.239 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	190 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3645-0020-013000
Street Address	126 SUMMER LOOP
City	KERRVILLE
State	TX
Zip	78028-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	CREEKSIDE ADDN BLK 2 LOT 13 ACRES .239
Legal Subdivision	CREEKSIDE ADDN
Legal Block	2
Legal Lot Number	13
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1004
Census Tract	960200

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 291977, KERRVILLE, TX 78029-1977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage DONNA SMITH SCHLABACH ETAL
Jun 14, 2021	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	20215165
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000005165
Record Updated	Oct 29, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Feb 24, 2022
Property Address	126 SUMMER LOOP, KERRVILLE, TX 78028-4335
Document Number	0022001612
Map Reference	DOC 22-01280
Instrument Date	Feb 23, 2022
Instrument	22-001612
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	NOT AVAILABLE, INLAND TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 RIVER CROSSING BLVD # BLVD100, 110, SPRING BRANCH, TX 78070-6272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8127 COUNTY ROAD 231, CENTERVILLE, TX 75833-2909

Mortgage

Document Number	0022001613
Date	Feb 24, 2022
Instrument	22-001613

Lender

Name	DONNA SMITH SCHLABACH ETAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Jun 14, 2021
Property Address	126 SUMMER LOOP, KERRVILLE, TX 78028-4335
Document Number	0021005165
Map Reference	VOL 6 PG 29
Instrument Date	Jun 11, 2021
Instrument	21-005165
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 291977, KERRVILLE, TX 78029-1977

Mortgage

Document Number	0021005166
Date	Jun 14, 2021
Instrument	21-005166

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,505.00 (+100.4%)	$303,943 (-) Land $35,000 Building $268,943	$303,943 (-) Land $35,000 Building $268,943
2025	$2,747.00 (+11.35%) Homeowner's exemption Senior Citizen's exemption	$303,943 (+8.6%) Land $35,000 Building $268,943	$303,943 (+8.6%) Land $35,000 Building $268,943
2024	$2,467.00 (-29.25%)
2023	$3,487.00 Homeowner's exemption Senior Citizen's exemption	$279,864 Land $35,000 Building $244,864	$279,864 Land $35,000 Building $244,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	17 (1979–2026)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 8 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon.

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