124 Summer Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 124 Summer Loop, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,465 sqft · built 1997
Lot Size	0.233 acres (10,193 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,046 (2024)
Flood Zone	Zone X (moderate risk)
APN	`3645-0020-012000`

Property Details

APN / Parcel Number

Primary APN	`3645-0020-012000`
Alternative APN	`48056`

Interior

Full Baths	2 Baths
Building Area	1,465 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	1,465 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	10,193 sqft (0.233 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	244 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	3645-0020-012000
Old Parcel Number	48056
Street Address	124 SUMMER LOOP
City	KERRVILLE
State	TX
Zip	78028-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE ADDN BLK 2 LOT 12 ACRES .234
Legal Subdivision	CREEKSIDE ADDN
Legal Block	2
Legal Lot Number	12
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1004
Census Tract	960200

Owner

Source: Kerr County records · APN 3645-0020-012000

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 SUMMER LOOP, KERRVILLE, TX 78028-4335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2001
Deed Sale	Nov 09, 2001
Deed Document Number	0001153272
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Kerr County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,532 (+8.68%) Land $35,000 Building $257,532	$292,532 (+8.68%) Land $35,000 Building $257,532
2024	$1,046.00 (+0.1%)
2023	$1,045.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$269,172 Land $35,000 Building $234,172	$269,172 Land $35,000 Building $234,172

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kerr County (48265C), updated August 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482659602001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	17 (1979–2026)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 8 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 165 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	940 / 940
Hill Country Telephone Cooperative Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF KERRVILLE serves 30,530 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.