126 Stephenson Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 126 Stephenson Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 1926
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2025)
Tax Bill	$10,083 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00013-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`10-00013-0000-00005`
Alternative APN	`100001300005`

Interior

Stories	2 Stories
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	126 STEPHENSON AVE
City	MIDDLESEX
State	NJ
Zip	08846-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X100
Legal Subdivision	MIDDLESEX TERRACE
Legal Block	13
Legal Lot Number	5
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1019
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00013-0000-00005

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	126 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2025 · Amount on Record
Deed Sale	Dec 01, 2025 · Amount on Record
Prior Sale	Sep 13, 2016 · Amount on Record
Deed Document Number	202573037
Deed Book / Page	19888 / 217
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 01, 2025
Property Address	126 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Document Number	0000073037
Book / Page	19888 / 217
Instrument Date	Sep 27, 2025
Instrument	2025073037
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2119 BELMONT ST, BURLINGTON, NC 27215-7237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665

Mortgage

Document Number	0000073038
Date	Dec 01, 2025
Instrument	2025073038

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,000 (+0.93%) Land $149,300 Building $330,700	$480,000 (+0.93%) Land $149,300 Building $330,700
2025	$10,083.00 (+2.75%)	$475,600 (+12.14%) Land $149,300 Building $326,300	$475,600 (+12.14%) Land $149,300 Building $326,300
2024	$9,813.00 (+19.54%)
2023		$424,100 Land $149,300 Building $274,800	$424,100 Land $149,300 Building $274,800
2022	$8,209.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 425 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.