134 Stephenson Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 134 Stephenson Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,163 sqft · built 1949
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2024)
Tax Bill	$10,659 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00013-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`10-00013-0000-00001`
Alternative APN	`100001300001`

Interior

Stories	2 Stories
Building Area	1,163 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Exterior Material	Stucco
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	134 STEPHENSON AVE
City	MIDDLESEX
State	NJ
Zip	08846-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X100
Legal Subdivision	MIDDLESEX TERRACE
Legal Block	13
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1019
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage RSI BANK
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage RSI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	Jan 12, 2004 · Amount on Record
Deed Document Number	202461527
Deed Book / Page	19578 / 1843
Prior Transfer Date	Oct 25, 2013
Prior Transfer Doc	201311080464
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	134 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	CLEAR SKIES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021052632
Date	Apr 16, 2021
Book Page	18397/1291
Instrument	2021052632

Lender

Name	RSI BANK
Type	Bank
Address	RAHWAY, NJ 07065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	134 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONSULTING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056752
Date	Jun 28, 2018
Book Page	17220/1307
Instrument	201800056752

Lender

Name	RSI BANK
Type	Bank
Address	RAHWAY, NJ 07065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,800 (-) Land $144,800 Building $358,000	$502,800 (-) Land $144,800 Building $358,000
2025	$10,659.00 (+8.53%)	$502,800 (+18.47%) Land $144,800 Building $358,000	$502,800 (+18.47%) Land $144,800 Building $358,000
2024	$9,821.00 (+3.65%)
2023		$424,400 Land $144,800 Building $279,600	$424,400 Land $144,800 Building $279,600
2022	$9,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Stephenson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures