122 Stephenson Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 122 Stephenson Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,804 sqft · built 1924
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jul 2021)
Tax Bill	$9,071 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-00013-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`10-00013-0000-00008`
Alternative APN	`100001300008`

Interior

Stories	2 Stories
Building Area	1,804 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	122 STEPHENSON AVE
City	MIDDLESEX
State	NJ
Zip	08846-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X100
Legal Block	13
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1019
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Oct 26, 2020	Quit Claim Deed, Transfer TITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Apr 16, 2007 · Amount on Record
Deed Document Number	202193487
Deed Book / Page	18545 / 469
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000104964
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 21, 2021
Property Address	122 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Document Number	2021093487
Book / Page	18545 / 469
Instrument Date	Jul 1, 2021
Instrument	2021093487
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST CHOICE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,066.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SPRING VALLEY DR, 3, HILLSBOROUGH, NJ 08844-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665

Mortgage

Document Number	2021093488
Date	Jul 21, 2021
Instrument	2021093488

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 26, 2020
Property Address	122 STEPHENSON AVE, MIDDLESEX, NJ 08846-1665
Document Number	0000104964
Book / Page	018094 / 001201
Instrument Date	Aug 31, 2020
Instrument	104964
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	TITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 STEPHENSON AVE MIDDLESEX NJ 088461665, MIDDLESEX, NJ 08846-1665

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,800 (+14%) Land $144,800 Building $343,000	$487,800 (+14%) Land $144,800 Building $343,000
2025	$9,071.00 (-6.28%)	$427,900 (+2.3%) Land $144,800 Building $283,100	$427,900 (+2.3%) Land $144,800 Building $283,100
2024	$9,679.00 (+34.62%)
2023		$418,300 Land $144,800 Building $273,500	$418,300 Land $144,800 Building $273,500
2022	$7,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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