Iredell County property record for 118 Ridge Bluff Rd, Mooresville, NC 28115
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,369 sqft · built 2008 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jun 2018) |
| Tax Bill | $2,747 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4657-73-2314.000 |
| Primary APN | 4657-73-2314.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,369 sqft Heated Area |
| Gross Area | 1,789 sqft |
| 1st Floor Area | 641 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Width | 34 ft Width |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80055080 |
|---|---|
| Street Address | 118 RIDGE BLUFF RD |
| City | MOORESVILLE |
| State | NC |
| Zip | 28115-2496 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RG |
| Legal Description | L149 HIGH RIDGE TOWN HOM ES PB 55-57 |
| Legal Subdivision | HIGH RIDGE |
| Legal Block | 73 |
| Legal Lot Number | 149 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | CODDLE CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 61601 |
118 Ridge Bluff Rd, a townhouse, is owned and occupied by an individual who bought it in June 2018.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 26, 2018 | Warranty Deed, Transfer MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on File |
| Deed Sale | Jun 26, 2018 · Amount on File |
| Prior Sale | Sep 22, 2011 · Amount on File |
| Deed Book / Page | 2563 / 506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 118 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 26981356 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 2698/1356 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jun 26, 2018 |
| Property Address | 118 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 2563506 |
| Book / Page | 002563 / 000506 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 RIDGE BLUFF RD MOORESVILLE NC 281152496, MOORESVILLE, NC 28115-2496 |
| Document Number | 2563508 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 002563/000508 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2048 |
The 2025 property tax bill for 118 Ridge Bluff Rd was $2,747, up 2.2% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Mooresville Town |
| Unified School District | Mooresville City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,120 (-) Land $33,000 Building $185,120 | $218,120 (-) Land $33,000 Building $185,120 | |
| 2025 | $2,747.00 (+2.23%) | $218,120 (-) Land $33,000 Building $185,120 | $218,120 (-) Land $33,000 Building $185,120 |
| 2024 | $2,687.00 (+0.9%) | $218,120 (-) Land $33,000 Building $185,120 | $218,120 (-) Land $33,000 Building $185,120 |
| 2023 | $2,663.00 (+36.7%) | $218,120 (+60.67%) Land $33,000 Building $185,120 | $218,120 (+60.67%) Land $33,000 Building $185,120 |
| 2022 | $1,948.00 | $135,760 Land $20,000 Building $115,760 | $135,760 Land $20,000 Building $115,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Ridge Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Ridge Bluff Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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