117 Prospect St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 117 Prospect St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 2016
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Jan 2017)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:018 B:0044 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0044 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	117 PROSPECT ST
City	TROY
State	NH
Zip	03465-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	44
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4019
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 PROSPECT ST, TROY, NH 03465-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage MONADNOCK HABITAT FOR HUMANITY
Jan 20, 2017	Deed of Trust, Mortgage MONADNOCK HABITAT FOR HUMANITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	2017550
Deed Book / Page	2974 / 290
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	117 PROSPECT ST, TROY, NH 03465-2424
Document Number	0029740299
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 SCHOOL ST #1 TROY NH 034652143, 1, TROY, NH 03465-2143

Mortgage

Document Number	0029740299
Date	Jan 20, 2017
Book Page	002974/000299
Instrument	1700552

Lender

Name	MONADNOCK HABITAT FOR HUMANITY
Address	PO BOX 21, KEENE, NH 03431-0021

Agreement

Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	117 PROSPECT ST, TROY, NH 03465-2424
Document Number	0029740292
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 SCHOOL ST #1 TROY NH 034652143, 1, TROY, NH 03465-2143

Mortgage

Document Number	0029740292
Date	Jan 20, 2017
Book Page	002974/000292
Instrument	1700551

Lender

Name	MONADNOCK HABITAT FOR HUMANITY
Address	PO BOX 21, KEENE, NH 03431-0021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,002.00 (+7.57%)	$232,200 (+73.67%) Land $23,600 Building $208,600
2018	$4,650.00	$133,700 Land $21,400 Building $112,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile.

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