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126 Prospect St, Babylon, NY 11702 Property Records

Suffolk County and Babylon Town property record for 126 Prospect St, Babylon, NY 11702 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,798 sqft · built 2016
Lot Size0.085 acres (3,750 sqft)
OwnerIndividual Name on File
Tax Bill$12,760 (2024)
Deeds & MortgagesMay 2022 Loan Modification
Jul 2021 Refinance
+ 2 more
Flood ZoneZone AE (high risk)
APN472003 14.-3-18

Property Details

APN / Parcel Number

Primary APN472003 14.-3-18
Alternative APNs
  • 0102-014.00-03.00-018.000
  • 200301400000030180000000
  • 47200061440
  • 20220405710
  • 20230405710
  • 20250405710

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,798 sqft Building Perimeter

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area3,750 sqft (0.085 acres)
Lot Dimensions75 ft deep x 50 ft wide

Location & Zoning

Account Number20250405710
Street Address126 PROSPECT ST
CityBABYLON
StateNY
Zip11702-3516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN-PROSPECT ST E-REED S-ROHL W-WOHN
Legal Block3
Legal Lot Number18
JurisdictionSUFFOLK NY
Township / Civil DivisionBABYLON
Census Block Group1
Census Block1010
Census Tract124602

Owner

Source: Suffolk County and Babylon Town records · APN 472003 14.-3-18

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address126 PROSPECT ST, BABYLON, NY 11702-3516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Loan Modification
WELLS FARGO BANK NA
Jul 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 10, 2018Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK
May 04, 2017Loan Modification, Mortgage · Conventional with PMI
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address126 PROSPECT ST, BABYLON, NY 11702-3516
Transaction TypeMortgage
Record UpdatedSep 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234210309
DateMay 31, 2022
Book Page23421/309
InstrumentDN011378
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeLoan Modification
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address126 PROSPECT ST, BABYLON, NY 11702-3516
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232980073
DateJul 12, 2021
Book Page23298/73
InstrumentDM022853
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term325 Months
DueAug 01, 2048

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address126 PROSPECT ST, BABYLON, NY 11702-3516
Document Number0229660728
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedDec 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 PROSPECT ST BABYLON NY 117023516, BABYLON, NY 11702-3516

Mortgage

Document Number0229660728
DateOct 09, 2018
Book Page022966/000728
Lender
NameWELLS FARGO BK
TypeBank
Address3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUFFOLK NY
Property Address126 PROSPECT ST, BABYLON, NY 11702-3516
Document Number0228170088
Book / Page022817 / 000088
Instrument DateMay 04, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 GUILFORD PARK DR WEST BABYLON NY 117047906, WEST BABYLON, NY 11704-7906

Mortgage

Document Number0228170088
DateMay 12, 2017
Book Page022817/000088
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityBabylon Village
CountySuffolk County
County SubdivisionBabylon Town
Unified School DistrictBabylon Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,400 (-) Land $210 Building $4,190
2024$12,760.00
2023$4,400 Land $210 Building $4,190$245,810 Land $11,732 Building $234,078

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031246021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 233 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies233 in force
Nearby Flood Claims163 (1980–2024)
Claims Outside the SFHA52 of 163
Most Recent ClaimOct 2024
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 105 claims
  • Hurricane Irene, Aug 2011 · 17 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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