122 Prospect St, Babylon, NY 11702 Property Records

Suffolk County and Babylon Town property record for 122 Prospect St, Babylon, NY 11702

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,725 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Feb 2025)
Tax Bill	$10,833 (2024)
Deeds & Mortgages	Apr 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`472003 14.-3-17`

Property Details

APN / Parcel Number

Primary APN	`472003 14.-3-17`
Alternative APNs	`0102-014.00-03.00-017.000` `200301400000030170000000` `47200061430` `20220405700` `20230405700` `20250405700`

Interior

Full Baths	1 Bath
Building Area	1,725 sqft Building Perimeter

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	20250405700
Street Address	122 PROSPECT ST
City	BABYLON
State	NY
Zip	11702-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N-PROSPECT ST E-JOWETT S-ROHL W-MAY
Legal Block	3
Legal Lot Number	17
Jurisdiction	SUFFOLK NY
Township / Civil Division	BABYLON
Census Block Group	1
Census Block	1010
Census Tract	124602

Owner

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 FRIENDLY CT, BABYLON, NY 11702-2206
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Book / Page	13285 / 336
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	122 PROSPECT ST, BABYLON, NY 11702-3516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231290988
Date	Apr 27, 2020
Book Page	23129/988
Instrument	DL004221

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Babylon Village
County	Suffolk County
County Subdivision	Babylon Town
Unified School District	Babylon Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,240 (-) Land $250 Building $2,990
2024	$10,833.00
2023		$3,240 (-) Land $250 Building $2,990	$181,005 (+15.08%) Land $13,966 Building $167,039
2022	Homeowner's exemption	$3,240 Land $250 Building $2,990	$157,282 Land $12,136 Building $145,146

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	163 (1980–2024)
Claims Outside the SFHA	52 of 163
Most Recent Claim	Oct 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 105 claims Hurricane Irene, Aug 2011 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20