Suffolk County and Babylon Town property record for 104 Prospect St, Babylon, NY 11702
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,382 sqft · built 1954 |
| Lot Size | 0.255 acres (11,115 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $428,500 (Mar 2017) |
| Tax Bill | $13,266 (2024) |
| Deeds & Mortgages | Sep 2020 Refinance Mar 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 472003 14.-3-12 |
| Primary APN | 472003 14.-3-12 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,382 sqft Building Perimeter |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 11,115 sqft (0.255 acres) |
| Lot Dimensions | 171 ft deep x 65 ft wide |
| Account Number | 20250405660 |
|---|---|
| Street Address | 104 PROSPECT ST |
| City | BABYLON |
| State | NY |
| Zip | 11702-3504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N-PROSPECT ST E-FROST & BRET S-KOEHLER W-SORTINO |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 124602 |
Source: Suffolk County and Babylon Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 PROSPECT ST, BABYLON, NY 11702-3504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Mar 1, 2017 | Grant Deed, Transfer · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on Record |
| Deed Sale | Mar 1, 2017 · Amount on Record |
| Deed Book / Page | 12902 / 704 |
| Prior Transfer Date | Nov 24, 1999 |
| Prior Transfer Doc | 1201000637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 104 PROSPECT ST, BABYLON, NY 11702-3504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231800251 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 23180/251 |
| Instrument | DL028908 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 1, 2017 |
| Property Address | 104 PROSPECT ST, BABYLON, NY 11702-3504 |
| Document Number | 0129020704 |
| Book / Page | 012902 / 000704 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | AT COAST ABSTRACT CORPORATION, AT COAST ABS CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,714.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 MILL LN HUNTINGTON NY 11743, HUNTINGTON, NY 11743 |
| Document Number | 227930598 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 022793/000598 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2047 |
Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Babylon Village |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | Babylon Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,670 (+2.51%) Land $380 Building $3,290 | ||
| 2024 | $13,266.00 | ||
| 2023 | $3,580 Land $380 Building $3,200 | $200,000 Land $21,229 Building $178,771 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 233 in force |
| Nearby Flood Claims | 163 (1980–2024) |
| Claims Outside the SFHA | 52 of 163 |
| Most Recent Claim | Oct 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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