Essex County and Manchester-by-the-Sea Town property record for 126 Pine St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,329 sqft · built 1958 |
| Lot Size | 0.372 acres (16,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Apr 2012) |
| Tax Bill | $7,893 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0032 B:0000 L:0047 |
| Primary APN | MANC M:0032 B:0000 L:0047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,329 sqft Living Area |
| Gross Area | 4,081 sqft |
| Basement Area | 1,469 sqft |
| Unfinished Basement | 734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,200 sqft (0.372 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 126 PINE ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Subdivision | HIGHWOOD HOMES |
| Legal Lot Number | 47 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 218100 |
126 Pine St is owned and occupied by two individuals who bought it in April 2012.
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 PINE ST, MANCHESTER, MA 01944-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TREMONT CREDIT UNION |
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| May 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Aug 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2012 · Amount on File |
| Deed Sale | Apr 11, 2012 · Amount on File |
| Deed Book / Page | 31249 / 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 126 PINE ST, MANCHESTER, MA 01944-1023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040861-469 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 40861/469 |
| Instrument | 20220413002750 |
| Name | TREMONT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 126 PINE ST, MANCHESTER, MA 01944-1023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041364-37 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 41364/37 |
| Instrument | 20221221000160 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 126 PINE ST, MANCHESTER, MA 01944-1023 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041065-594 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 41065/594 |
| Instrument | 20220715000580 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 126 PINE ST, MANCHESTER, MA 01944-1023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38511-363 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 38511/363 |
| Instrument | 20200513001230 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 126 PINE ST, MANCHESTER, MA 01944-1023 |
| Document Number | 36082-528 |
| Book / Page | 036082 / 000528 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 36082-528 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 036082/000528 |
| Instrument | 1708080011 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2047 |
The 2025 property tax bill for 126 Pine St was $7,893, up 6.7% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,893.00 (+6.66%) | $862,600 (+9%) Land $366,700 Building $495,900 | $1,002,060 |
| 2024 | $7,400.00 (+1.38%) | $791,400 (+13.09%) Land $331,700 Building $459,700 | |
| 2023 | $7,299.00 | $699,800 Land $302,100 Building $397,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Pine St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1991–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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