Essex County and Manchester-by-the-Sea Town property record for 121 Pine St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,036 sqft · built 1901 |
| Lot Size | 0.182 acres (7,919 sqft) |
| Owner | Individual Name on File |
| Last Sale | $552,000 (May 2014) |
| Tax Bill | $8,758 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0041 B:0000 L:0004 |
| Primary APN | MANC M:0041 B:0000 L:0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 3,457 sqft |
| Basement Area | 989 sqft |
| Unfinished Basement | 989 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,919 sqft (0.182 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 121 PINE ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Lot Number | 4 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 218100 |
121 Pine St is owned and occupied by an individual who bought it in May 2014.
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 PINE ST, MANCHESTER, MA 01944-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TD BANK NA |
| Sep 14, 2018 | Deed of Trust, Mortgage INST SVGS NEWBURYPORT |
| Nov 5, 2018 | Deed of Trust, Mortgage CENTURY BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2014 · Amount on File |
| Deed Sale | May 12, 2014 · Amount on File |
| Deed Book / Page | 33269 / 208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 121 PINE ST, MANCHESTER, MA 01944-1019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041845-262 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 41845/262 |
| Instrument | 20231106001390 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 121 PINE ST, MANCHESTER, MA 01944-1019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37011-569 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 37011/569 |
| Instrument | 180914000980 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 121 PINE ST, MANCHESTER, MA 01944-1019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37132-104 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 37132/104 |
| Instrument | 181105002720 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 121 Pine St was $8,758, up 7.1% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,758.00 (+7.11%) | $957,200 (+9.46%) Land $403,500 Building $553,700 | $1,128,220 |
| 2024 | $8,177.00 (+1.94%) | $874,500 (+13.72%) Land $384,300 Building $490,200 | |
| 2023 | $8,021.00 | $769,000 Land $344,200 Building $424,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Pine St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1991–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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