Essex County and Manchester-by-the-Sea Town property record for 120 Pine St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,253 sqft · built 1905 |
| Lot Size | 0.324 acres (14,100 sqft) |
| Owner | Company Name on Record |
| Last Sale | $825,000 (Jan 2025) |
| Tax Bill | $7,009 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0030 B:0000 L:0039 |
| Primary APN | MANC M:0030 B:0000 L:0039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,253 sqft Living Area |
| Gross Area | 2,218 sqft |
| Basement Area | 692 sqft |
| Unfinished Basement | 692 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,100 sqft (0.324 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 120 PINE ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Lot Number | 39 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 218100 |
Source: Essex County and Manchester-by-the-Sea Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 200 CLARENDON ST, 59, BOSTON, MA 02116-5021 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2025 · Amount on Record |
| Deed Sale | Jan 6, 2025 · Amount on Record |
| Deed Document Number | 2025106002160 |
| Deed Book / Page | 42519 / 295 |
| Prior Transfer Date | Dec 31, 2024 |
| Prior Transfer Doc | 042519-295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Recording Date | Sep 22, 2026 |
| Property Address | 120 PINE ST, MANCHESTER, MA 01944-1022 |
| Document Number | 0000001130 |
| Book / Page | 43641 / 423 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20261130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 PINE ST, MANCHESTER, MA 01944-1022 |
| Document Number | 0000001130, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 43641/423 |
| Instrument | 20261130 |
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,009.00 (+4.33%) | $766,000 (+6.61%) Land $430,700 Building $335,300 | $780,995 |
| 2024 | $6,718.00 (+1.42%) | $718,500 (+13.13%) Land $410,200 Building $308,300 | |
| 2023 | $6,624.00 | $635,100 Land $367,500 Building $267,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1991–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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