Westerly Town property record for 126 East Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,168 sqft · built 2002 |
| Lot Size | 0.404 acres (17,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Dec 2020) |
| Tax Bill | $4,530 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:97 B:241 |
| Primary APN | WEST M:97 B:241 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 2,934 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,614 sqft (0.404 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4090380 |
|---|---|
| Street Address | 126 EAST AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 241 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 50802 |
126 East Ave is owned and occupied by an individual who acquired it in June 2025.
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 EAST AVE, WESTERLY, RI 02891-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Aug 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Dec 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Nov 4, 2002 · Amount on File |
| Deed Document Number | 20202020-6366 |
| Deed Book / Page | 2020 / 27922 |
| Last Transfer Date | Jun 2, 2025 |
| Transfer Doc | 02025-7808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 126 EAST AVE, WESTERLY, RI 02891-3012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025-17894 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 2025/17894 |
| Instrument | 2025-4313 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 126 EAST AVE, WESTERLY, RI 02891-3012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021-19656 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 2021/19656 |
| Instrument | 2021-4419 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 11, 2020 |
| Property Address | 126 EAST AVE, WESTERLY, RI 02891-3012 |
| Document Number | 2020-7922 |
| Book / Page | 002020 / 027922 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 6366 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 KIMBALL ST BELCHERTOWN MA 010079528, BELCHERTOWN, MA 01007-9528 |
| Document Number | 2020-7925 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 002020/027925 |
| Instrument | 6367 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 126 EAST AVE, WESTERLY, RI 02891-3012 |
| Document Number | 2018-2717 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 126 EAST AVE WESTERLY RI 028913012, WESTERLY, RI 02891-3012 |
| Document Number | 2018-2717 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 002018/002717 |
| Instrument | 699 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 126 EAST AVE, WESTERLY, RI 02891-3012 |
| Document Number | 2017-1583 |
| Book / Page | 002017 / 011583 |
| Instrument Date | Jun 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 126 EAST AVE WESTERLY RI 028913012, WESTERLY, RI 02891-3012 |
| Document Number | 2017-1583 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 002017/011583 |
| Instrument | 2826 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
The 2025 property tax bill for 126 East Ave was $4,530.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,530.00 | $582,300 Land $173,700 Building $408,600 | $622,819 |
| 2023 | $4,214.00 (+0.6%) | $414,800 (-) Land $124,300 Building $290,500 | |
| 2022 | $4,189.00 | $414,800 Land $124,300 Building $290,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 East Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 East Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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