121 East Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 121 East Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,152 sqft · built 1950
Lot Size	0.166 acres (7,230 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Dec 2021)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`WEST M:97 B:32`

Property Details

APN / Parcel Number

Primary APN	`WEST M:97 B:32`
Alternative APNs	`M:097 B:32 L` `20006000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,448 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,230 sqft (0.166 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20006000
Street Address	121 EAST AVE
City	WESTERLY
State	RI
Zip	02891-3013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	32
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2015
Census Tract	50802

Owner

121 East Ave is owned by two individuals who bought it in December 2021.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 858, BUFFALO, NY 14205-0858
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Mar 15, 2021	Foreclosure · Stand-Alone First Mortgage DH CARLSON ENTERPRISE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Mar 15, 2021 · Amount on File
Deed Document Number	20216937
Deed Book / Page	2021 / 31345
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	2021-6456
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 13, 2021
Property Address	121 EAST AVE, WESTERLY, RI 02891-3013
Document Number	2021-31345
Book / Page	2021 / 31345
Instrument Date	Dec 13, 2021
Instrument	2021-6937
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020216938
Date	Dec 13, 2021
Instrument	2021-6938

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	WESTERLY RI
Recording Date	Mar 15, 2021
Property Address	121 EAST AVE, WESTERLY, RI 02891-3013
Document Number	02021-6456
Book / Page	2021 / 6456
Instrument Date	Mar 12, 2021
Instrument	2021-1401
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 MOHAWK TRL, CHARLESTOWN, RI 02813-3149

Mortgage

Document Number	0020211402
Date	Mar 15, 2021
Instrument	2021-1402

Lender

Name	DH CARLSON ENTERPRISE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 121 East Ave was $2,900.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,900.00	$372,700 Land $160,500 Building $212,200	$444,904
2023	$3,137.00 (+6.09%)	$308,800 (+5.46%) Land $114,600 Building $194,200
2022	$2,957.00	$292,800 Land $114,600 Building $178,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 East Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 East Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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