145 East Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 145 East Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,412 sqft · built 1978
Lot Size	0.273 acres (11,891 sqft)
Owner	Trust Name on File
Last Sale	$320,000 (Apr 2021)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Jun 2021 Refinance Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:97 B:4`

Property Details

APN / Parcel Number

Primary APN	`WEST M:97 B:4`
Alternative APNs	`M:097 B:4 L` `7178345`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
Gross Area	3,068 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,891 sqft (0.273 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7178345
Street Address	145 EAST AVE
City	WESTERLY
State	RI
Zip	02891-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2025
Census Tract	50802

Owner

145 East Ave is held in a trust since August 2022.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	127 DURKEE RD, SOMERS, CT 06071-1537
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Aug 12, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2021	Warranty Deed, Transfer
Aug 14, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Book / Page	2021 / 11057
Last Transfer Date	Aug 11, 2022
Transfer Doc	2022-14530
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	145 EAST AVE, WESTERLY, RI 02891-3024
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-15000
Date	Jun 4, 2021
Book Page	2021/15000
Instrument	2021-3327

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 12, 2022
Property Address	145 EAST AVE, WESTERLY, RI 02891-3024
Document Number	2022-14530
Book / Page	2022 / 14530
Instrument Date	Aug 11, 2022
Instrument	2022-3454
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DURKEE RD, SOMERS, CT 06071-1537

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 26, 2021
Property Address	145 EAST AVE, WESTERLY, RI 02891-3024
Document Number	2021-11057
Book / Page	2021 / 11057
Instrument Date	Apr 26, 2021
Instrument	2021-2466
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	127 DURKEE RD, SOMERS, CT 06071-1537

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 14, 2019
Property Address	145 EAST AVE, WESTERLY, RI 02891-3024
Document Number	2019-3039
Book / Page	002019 / 013039
Instrument Date	Aug 9, 2019
Instrument	3341
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 EAST AVE WESTERLY RI 028913024, WESTERLY, RI 02891-3024

Mortgage

Document Number	2019-3042
Date	Aug 14, 2019
Book Page	002019/013042
Instrument	3342

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 145 East Ave was $3,427.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00	$440,500 Land $174,600 Building $265,900	$527,298
2023	$3,731.00 (+0.59%)	$367,200 (-) Land $124,700 Building $242,500
2022	$3,709.00	$367,200 Land $124,700 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 East Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 East Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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